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Get Cheap Car Insurance in Pointe Coupee Parish, LA
We monitor insurance prices, helping the average driver in Pointe Coupee Parish save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Pointe Coupee Parish
The chart below shows the cheapest car insurance company in Pointe Coupee Parish for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Pointe Coupee Parish Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $114 |
| State Farm | $135 |
| Safeco Insurance | $136 |
| Clearcover | $150 |
Savings for Every Kind of Pointe Coupee Parish Driver
Based on our extensive insurance data, we know the average Pointe Coupee Parish driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $875 per year by choosing the right vehicle insurance company. Some Pointe Coupee Parish residents are paying out over $3,145 extra every year for auto insurance in Pointe Coupee Parish. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pointe Coupee Parish, LA Savings / Yr. |
|---|---|
$875 |
|
$1,534 |
|
$1,092 |
|
$1,647 |
|
$2,612 |
|
$811 |
|
$1,394 |
Pointe Coupee Parish Car Insurance vs. Louisiana
People living in Pointe Coupee Parish pay an average of 4.37% more than the typical driver in the state. The average driver in Pointe Coupee Parish can expect to pay about $1,989 per year, or $3,145 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Pointe Coupee Parish for most people.
Car Insurance Prices by Pointe Coupee Parish Neighborhood
Insurance Prices
Where is insurance cheapest within Pointe Coupee Parish?
The map shows insurance prices in and around Pointe Coupee Parish, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $463 per year within the county boundaries, with insurance premiums ranging from a high of $3,443 to a low of $2,980. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Pointe Coupee Parish.Pick the Best Car Insurance Company for You in Pointe Coupee Parish
The best car insurance provider for most drivers in Pointe Coupee Parish
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $875 over the average Pointe Coupee Parish car insurance company.
The best car insurance provider for Pointe Coupee Parish drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,534 over the competition.
The best car insurance company for Pointe Coupee Parish drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,092 better than other car insurance companies.
The best auto insurance for Pointe Coupee Parish drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,647 less each year.
The least expensive car insurance company for new and young drivers in Pointe Coupee Parish
In Pointe Coupee Parish, Farm Bureau costs young drivers $2,612 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pointe Coupee Parish
Farm Bureau gave the largest car insurance discounts to married couples, averaging $811 saved each year compared to an average Pointe Coupee Parish couple's premiums.
The cheapest car insurance in Pointe Coupee Parish for drivers with bad credit
The best Pointe Coupee Parish car insurance company for customer service
Nationwide was the best company for customer service in Pointe Coupee Parish according to the NAIC.
Recent price drops
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The cheapest large national provider in Pointe Coupee Parish
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Pointe Coupee Parish driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pointe Coupee Parish, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Pointe Coupee Parish
What Influences the Cost of Car Insurance in Pointe Coupee Parish?
On average, car insurance in Pointe Coupee Parish is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the county are influenced by the following factors:
- The average commute time in Pointe Coupee Parish is 38 minutes, which is far more than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pointe Coupee Parish are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Pointe Coupee Parish is a lightly populated area in the state. The county’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pointe Coupee Parish is $166 per month for minimum coverage and $262 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Counties
- St. Landry Parish: Insurance costs 0.25% more
- St. Helena Parish: Insurance costs 1.05% less
- Evangeline Parish: Insurance costs 3.05% less
- Tangipahoa Parish: Insurance costs 0.54% more
- Allen Parish: Insurance costs 7.44% less
- Beauregard Parish: Insurance costs 11.61% less
- Pearl River County: Insurance costs 44.83% less
- Newton County: Insurance costs 45.31% less
- Jasper County: Insurance costs 46.90% less
- Tyler County: Insurance costs 47.76% less
Counties with Similar Populations
- Elmore County: Insurance costs 65.79% less
- Sullivan County: Insurance costs 61.69% less
- Stutsman County: Insurance costs 56.53% less
- Stone County: Insurance costs 45.88% less
- Stone County: Insurance costs 46.96% less
- Stoddard County: Insurance costs 42.96% less
- Stewart County: Insurance costs 57.52% less
- St. Helena Parish: Insurance costs 1.05% less
- Falls Church City: Insurance costs 59.94% less
- Fairfax City: Insurance costs 58.28% less