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Get Cheap Car Insurance in Port Byron, NY
We monitor insurance prices, helping the average driver in Port Byron save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Port Byron
The chart below shows the cheapest car insurance company in Port Byron for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Port Byron Insurer | Monthly Cost |
|---|---|
| Kemper | $75 |
| Plymouth Rock Assurance | $99 |
| Safeco Insurance | $107 |
| Geico | $111 |
Savings for Every Kind of Port Byron Driver
Based on our extensive insurance data, we know the average Port Byron driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $604 per year by choosing the right vehicle insurance company. Some Port Byron residents are paying out over $2,027 extra every year for auto insurance in Port Byron. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Port Byron, NY Savings / Yr. |
|---|---|
$604 |
|
$385 |
|
$770 |
|
$779 |
|
$1,909 |
|
$639 |
|
$1,017 |
Port Byron Car Insurance vs. New York
People living in Port Byron pay an average of 16.40% less than the typical driver in the state. The average driver in Port Byron can expect to pay about $1,471 per year, or $2,027 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Port Byron for most people.
Car Insurance Prices by Port Byron Neighborhood
Insurance Prices
Where is insurance cheapest within Port Byron?
The map shows insurance prices in and around Port Byron, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $63 per year within the city boundaries, with insurance premiums ranging from a high of $2,063 to a low of $2,000. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Port Byron.Pick the Best Car Insurance Company for You in Port Byron
The best car insurance provider for most drivers in Port Byron
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $604 over the average Port Byron car insurance company.
The best car insurance provider for Port Byron drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $385 over the competition.
The best car insurance company for Port Byron drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $770 better than other car insurance companies.
The best auto insurance for Port Byron drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $779 less each year.
The least expensive car insurance company for new and young drivers in Port Byron
In Port Byron, Progressive costs young drivers $1,909 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Port Byron
Progressive gave the largest car insurance discounts to married couples, averaging $639 saved each year compared to an average Port Byron couple's premiums.
The cheapest car insurance in Port Byron for drivers with bad credit
The best Port Byron car insurance company for customer service
Nationwide was the best company for customer service in Port Byron according to the NAIC.
Recent price drops
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The cheapest large national provider in Port Byron
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Port Byron driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Port Byron, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Port Byron
What Influences the Cost of Car Insurance in Port Byron?
On average, car insurance in Port Byron is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Port Byron is 31 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Port Byron are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Port Byron is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Port Byron is $123 per month for minimum coverage and $169 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Willow Grove: Insurance costs 0.89% more
- Montezuma: Insurance costs the same
- Emerson: Insurance costs 0.94% more
- Weedsport: Insurance costs 0.69% more
- Throopsville: Insurance costs 0.64% less
- Spring Lake: Insurance costs 2.32% more
- Fosterville: Insurance costs 0.64% less
- Savannah: Insurance costs 1.33% more
- Sennett: Insurance costs 0.49% less
- South Butler: Insurance costs 1.73% more
Cities with Similar Populations
- Mechanicsburg: Insurance costs 45.19% less
- St. Leo: Insurance costs 30.29% more
- Shepherd: Insurance costs 19.68% less
- Osseo: Insurance costs 18.85% less
- Osgood: Insurance costs 41.44% less
- Athens: Insurance costs 30.44% less
- North Shore: Insurance costs 3.90% less
- New Salisbury: Insurance costs 40.01% less
- New Paris: Insurance costs 46.52% less
- McColl: Insurance costs 15.89% less