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Get Cheap Car Insurance in Port Sulphur, LA
We monitor insurance prices, helping the average driver in Port Sulphur save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Port Sulphur
The chart below shows the cheapest car insurance company in Port Sulphur for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Port Sulphur Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $119 |
| State Farm | $140 |
| Safeco Insurance | $142 |
| Clearcover | $157 |
Savings for Every Kind of Port Sulphur Driver
Based on our extensive insurance data, we know the average Port Sulphur driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $910 per year by choosing the right vehicle insurance company. Some Port Sulphur residents are paying out over $3,273 extra every year for auto insurance in Port Sulphur. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Port Sulphur, LA Savings / Yr. |
|---|---|
$910 |
|
$1,597 |
|
$1,136 |
|
$1,714 |
|
$2,719 |
|
$844 |
|
$1,451 |
Port Sulphur Car Insurance vs. Louisiana
People living in Port Sulphur pay an average of 8.64% more than the typical driver in the state. The average driver in Port Sulphur can expect to pay about $2,071 per year, or $3,273 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Port Sulphur for most people.
Car Insurance Prices by Port Sulphur Neighborhood
Insurance Prices
Where is insurance cheapest within Port Sulphur?
The map shows insurance prices in and around Port Sulphur, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $269 per year within the city boundaries, with insurance premiums ranging from a high of $3,367 to a low of $3,098. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Port Sulphur.Pick the Best Car Insurance Company for You in Port Sulphur
The best car insurance provider for most drivers in Port Sulphur
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $910 over the average Port Sulphur car insurance company.
The best car insurance provider for Port Sulphur drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,597 over the competition.
The best car insurance company for Port Sulphur drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,136 better than other car insurance companies.
The best auto insurance for Port Sulphur drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,714 less each year.
The least expensive car insurance company for new and young drivers in Port Sulphur
In Port Sulphur, Farm Bureau costs young drivers $2,719 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Port Sulphur
Farm Bureau gave the largest car insurance discounts to married couples, averaging $844 saved each year compared to an average Port Sulphur couple's premiums.
The cheapest car insurance in Port Sulphur for drivers with bad credit
The best Port Sulphur car insurance company for customer service
Nationwide was the best company for customer service in Port Sulphur according to the NAIC.
Recent price drops
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The cheapest large national provider in Port Sulphur
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Port Sulphur driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Port Sulphur, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Port Sulphur
What Influences the Cost of Car Insurance in Port Sulphur?
On average, car insurance in Port Sulphur is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Port Sulphur is 43 minutes, which is far more than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Port Sulphur are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Port Sulphur is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Port Sulphur is $173 per month for minimum coverage and $273 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pointe a la Hache: Insurance costs 3.39% more
- Davant: Insurance costs 2.11% more
- Lake Judge Perez: Insurance costs 0.86% less
- Harlem: Insurance costs 0.46% more
- Empire: Insurance costs 1.56% less
- Ironton: Insurance costs 0.86% less
- Lafitte: Insurance costs 0.89% less
- Galliano: Insurance costs 8.13% less
- Cut Off: Insurance costs 10.91% less
- Larose: Insurance costs 11.58% less
Cities with Similar Populations
- Alton Bay: Insurance costs 63.18% less
- Winchester: Insurance costs 55.39% less
- Westmorland: Insurance costs 42.22% less
- Waterford Works: Insurance costs 45.89% less
- Uniontown: Insurance costs 52.31% less
- Tucker: Insurance costs 50.26% less
- Taft: Insurance costs 46.07% less
- Slayton: Insurance costs 52.92% less
- Siletz: Insurance costs 56.89% less
- Russell: Insurance costs 58.94% less