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Get Cheap Car Insurance in Port Tobacco, MD
We monitor insurance prices, helping the average driver in Port Tobacco save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Port Tobacco
The chart below shows the cheapest car insurance company in Port Tobacco for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Port Tobacco Insurer | Monthly Cost |
|---|---|
| State Farm | $87 |
| Erie Insurance | $88 |
| Travelers | $101 |
| Safeco Insurance | $105 |
Savings for Every Kind of Port Tobacco Driver
Based on our extensive insurance data, we know the average Port Tobacco driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $351 per year by choosing the right vehicle insurance company. Some Port Tobacco residents are paying out over $1,883 extra every year for auto insurance in Port Tobacco. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Port Tobacco, MD Savings / Yr. |
|---|---|
$351 |
|
$329 |
|
$383 |
|
$618 |
|
$1,188 |
|
$212 |
|
$830 |
Port Tobacco Car Insurance vs. Maryland
People living in Port Tobacco pay an average of 1.60% more than the typical driver in the state. The average driver in Port Tobacco can expect to pay about $1,283 per year, or $1,883 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Port Tobacco for most people.
Car Insurance Prices by Port Tobacco Neighborhood
Insurance Prices
Where is insurance cheapest within Port Tobacco?
The map shows insurance prices in and around Port Tobacco, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $185 per year within the city boundaries, with insurance premiums ranging from a high of $2,014 to a low of $1,829. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Port Tobacco.Pick the Best Car Insurance Company for You in Port Tobacco
The best car insurance provider for most drivers in Port Tobacco
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $351 over the average Port Tobacco car insurance company.
The best car insurance provider for Port Tobacco drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $329 over the competition.
The best car insurance company for Port Tobacco drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $383 better than other car insurance companies.
The best auto insurance for Port Tobacco drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $618 less each year.
The least expensive car insurance company for new and young drivers in Port Tobacco
In Port Tobacco, Erie Insurance costs young drivers $1,188 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Port Tobacco
State Farm gave the largest car insurance discounts to married couples, averaging $212 saved each year compared to an average Port Tobacco couple's premiums.
The cheapest car insurance in Port Tobacco for drivers with bad credit
The best Port Tobacco car insurance company for customer service
Nationwide was the best company for customer service in Port Tobacco according to the NAIC.
Recent price drops
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The cheapest large national provider in Port Tobacco
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Port Tobacco driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Port Tobacco, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Port Tobacco
What Influences the Cost of Car Insurance in Port Tobacco?
On average, car insurance in Port Tobacco is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Port Tobacco is 55 minutes, which is far more than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Port Tobacco are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Port Tobacco has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Port Tobacco is $107 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Port Tobacco Village: Insurance costs 0.21% less
- Port Tobacco Riviera: Insurance costs 6.96% more
- Marshalls Corner: Insurance costs 4.04% more
- Welcome: Insurance costs 5.10% more
- La Plata: Insurance costs 0.58% more
- Bel Alton: Insurance costs 0.58% less
- Ripley: Insurance costs 6.85% more
- Pomfret: Insurance costs 6.21% more
- Faulkner: Insurance costs 1.12% less
- Marbury: Insurance costs 5.15% more
Cities with Similar Populations
- Woodland: Insurance costs 27.56% less
- Houghton: Insurance costs 10.57% more
- Hollywood: Insurance costs 19.22% less
- Holdingford: Insurance costs 14.02% less
- Hillsboro: Insurance costs 27.19% less
- Harper: Insurance costs 16.78% less
- Hardwick: Insurance costs 36.01% less
- St. Paul: Insurance costs 41.10% less
- Stafford: Insurance costs 12.96% more
- Talkeetna: Insurance costs 26.18% less