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Get Cheap Car Insurance in Powell Butte, OR
We monitor insurance prices, helping the average driver in Powell Butte save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Powell Butte
The chart below shows the cheapest car insurance company in Powell Butte for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Powell Butte Insurer | Monthly Cost |
|---|---|
| Metromile | $61 |
| State Farm | $62 |
| Country Financial | $68 |
| Travelers | $71 |
Savings for Every Kind of Powell Butte Driver
Based on our extensive insurance data, we know the average Powell Butte driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $455 per year by choosing the right vehicle insurance company. Some Powell Butte residents are paying out over $1,432 extra every year for auto insurance in Powell Butte. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Powell Butte, OR Savings / Yr. |
|---|---|
$455 |
|
$677 |
|
$552 |
|
$620 |
|
$1,646 |
|
$445 |
|
$530 |
Powell Butte Car Insurance vs. Oregon
People living in Powell Butte pay an average of 5.01% less than the typical driver in the state. The average driver in Powell Butte can expect to pay about $1,106 per year, or $1,432 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Powell Butte for most people.
Car Insurance Prices by Powell Butte Neighborhood
Insurance Prices
Where is insurance cheapest within Powell Butte?
The map shows insurance prices in and around Powell Butte, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $80 per year within the city boundaries, with insurance premiums ranging from a high of $1,447 to a low of $1,367. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Powell Butte.Pick the Best Car Insurance Company for You in Powell Butte
The best car insurance provider for most drivers in Powell Butte
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $455 over the average Powell Butte car insurance company.
The best car insurance provider for Powell Butte drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $677 over the competition.
The best car insurance company for Powell Butte drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $552 better than other car insurance companies.
The best auto insurance for Powell Butte drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $620 less each year.
The least expensive car insurance company for new and young drivers in Powell Butte
In Powell Butte, Country Financial costs young drivers $1,646 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Powell Butte
State Farm gave the largest car insurance discounts to married couples, averaging $445 saved each year compared to an average Powell Butte couple's premiums.
The cheapest car insurance in Powell Butte for drivers with bad credit
The best Powell Butte car insurance company for customer service
Nationwide was the best company for customer service in Powell Butte according to the NAIC.
Recent price drops
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The cheapest large national provider in Powell Butte
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Powell Butte driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Powell Butte, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Powell Butte
What Influences the Cost of Car Insurance in Powell Butte?
On average, car insurance in Powell Butte is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Powell Butte are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Powell Butte has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Powell Butte is $92 per month for minimum coverage and $119 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Prineville: Insurance costs 0.35% less
- Pronghorn: Insurance costs 6.35% less
- Grizzly: Insurance costs 1.61% less
- Redmond: Insurance costs 1.47% less
- Deschutes Junction: Insurance costs 5.80% less
- Terrebonne: Insurance costs 0.07% more
- Bend: Insurance costs 4.12% less
- Tumalo: Insurance costs 4.05% less
- Culver: Insurance costs 0.77% less
- Metolius: Insurance costs 1.47% less
Cities with Similar Populations
- Blanco: Insurance costs 12.36% more
- Yuma: Insurance costs 29.12% more
- Mount Angel: Insurance costs 4.47% more
- Clayville: Insurance costs 15.64% less
- New London: Insurance costs 19.13% less
- Blaine: Insurance costs 4.54% less
- North Liberty: Insurance costs 19.06% less
- Caledonia: Insurance costs 42.88% more
- Mulberry: Insurance costs 15.50% more
- Bishop: Insurance costs 19.76% more