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Get Cheap Car Insurance in Prairie Village, KS
We monitor insurance prices, helping the average driver in Prairie Village save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Prairie Village
The chart below shows the cheapest car insurance company in Prairie Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Prairie Village Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Kemper | $54 |
| Farm Bureau | $56 |
| Travelers | $57 |
Savings for Every Kind of Prairie Village Driver
Based on our extensive insurance data, we know the average Prairie Village driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $374 per year by choosing the right vehicle insurance company. Some Prairie Village residents are paying out over $1,576 extra every year for auto insurance in Prairie Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Prairie Village, KS Savings / Yr. |
|---|---|
$374 |
|
$595 |
|
$425 |
|
$696 |
|
$1,357 |
|
$346 |
|
$756 |
Prairie Village Car Insurance vs. Kansas
People living in Prairie Village pay an average of 0.70% more than the typical driver in the state. The average driver in Prairie Village can expect to pay about $849 per year, or $1,576 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Prairie Village for most people.
Car Insurance Prices by Prairie Village Neighborhood
Insurance Prices
Where is insurance cheapest within Prairie Village?
The map shows insurance prices in and around Prairie Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $171 per year within the city boundaries, with insurance premiums ranging from a high of $1,667 to a low of $1,496. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Prairie Village.Pick the Best Car Insurance Company for You in Prairie Village
The best car insurance provider for most drivers in Prairie Village
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $374 over the average Prairie Village car insurance company.
The best car insurance provider for Prairie Village drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $595 over the competition.
The best car insurance company for Prairie Village drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $425 better than other car insurance companies.
The best auto insurance for Prairie Village drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $696 less each year.
The least expensive car insurance company for new and young drivers in Prairie Village
In Prairie Village, Geico costs young drivers $1,357 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Prairie Village
State Farm gave the largest car insurance discounts to married couples, averaging $346 saved each year compared to an average Prairie Village couple's premiums.
The cheapest car insurance in Prairie Village for drivers with bad credit
The best Prairie Village car insurance company for customer service
Nationwide was the best company for customer service in Prairie Village according to the NAIC.
Recent price drops
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The cheapest large national provider in Prairie Village
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Prairie Village driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Prairie Village, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Prairie Village
What Influences the Cost of Car Insurance in Prairie Village?
On average, car insurance in Prairie Village is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Prairie Village are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Prairie Village is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Prairie Village is $71 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mission Hills: Insurance costs 0.44% less
- Fairway: Insurance costs 2.16% less
- Mission: Insurance costs 1.21% more
- Roeland Park: Insurance costs 2.60% more
- Westwood: Insurance costs 2.92% less
- Merriam: Insurance costs 0.06% more
- Overland Park: Insurance costs 0.32% less
- Leawood: Insurance costs 0.51% less
- Lenexa: Insurance costs 1.27% less
- Shawnee: Insurance costs 0.25% more
Cities with Similar Populations
- Sunland: Insurance costs 55.27% more
- Edgewood: Insurance costs 32.11% more
- Elgin: Insurance costs 8.25% more
- Elko: Insurance costs 42.20% more
- Ensley: Insurance costs 62.94% more
- Evans: Insurance costs 22.34% more
- Green Valley: Insurance costs 3.74% more
- Roselle: Insurance costs 0.38% more
- Springfield: Insurance costs 12.06% less
- Eden: Insurance costs 21.26% less