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Get Cheap Car Insurance in Presque Isle, WI
We monitor insurance prices, helping the average driver in Presque Isle save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Presque Isle
The chart below shows the cheapest car insurance company in Presque Isle for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Presque Isle Insurer | Monthly Cost |
|---|---|
| State Farm | $41 |
| American Family Insurance | $43 |
| Erie Insurance | $44 |
| Kemper | $45 |
Savings for Every Kind of Presque Isle Driver
Based on our extensive insurance data, we know the average Presque Isle driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $215 per year by choosing the right vehicle insurance company. Some Presque Isle residents are paying out over $1,161 extra every year for auto insurance in Presque Isle. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Presque Isle, WI Savings / Yr. |
|---|---|
$215 |
|
$444 |
|
$274 |
|
$398 |
|
$922 |
|
$168 |
|
$633 |
Presque Isle Car Insurance vs. Wisconsin
People living in Presque Isle pay an average of 1.64% more than the typical driver in the state. The average driver in Presque Isle can expect to pay about $584 per year, or $1,161 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Presque Isle for most people.
Car Insurance Prices by Presque Isle Neighborhood
Insurance Prices
Where is insurance cheapest within Presque Isle?
The map shows insurance prices in and around Presque Isle, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $20 per year within the city boundaries, with insurance premiums ranging from a high of $1,168 to a low of $1,148. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Presque Isle.Pick the Best Car Insurance Company for You in Presque Isle
The best car insurance provider for most drivers in Presque Isle
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $215 over the average Presque Isle car insurance company.
The best car insurance provider for Presque Isle drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $444 over the competition.
The best car insurance company for Presque Isle drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $274 better than other car insurance companies.
The best auto insurance for Presque Isle drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $398 less each year.
The least expensive car insurance company for new and young drivers in Presque Isle
In Presque Isle, Erie Insurance costs young drivers $922 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Presque Isle
Progressive gave the largest car insurance discounts to married couples, averaging $168 saved each year compared to an average Presque Isle couple's premiums.
The cheapest car insurance in Presque Isle for drivers with bad credit
The best Presque Isle car insurance company for customer service
Nationwide was the best company for customer service in Presque Isle according to the NAIC.
Recent price drops
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The cheapest large national provider in Presque Isle
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Presque Isle driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Presque Isle, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Presque Isle
What Influences the Cost of Car Insurance in Presque Isle?
On average, car insurance in Presque Isle is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Presque Isle is 34 minutes, which is a little more than average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Presque Isle are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Presque Isle is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Presque Isle is $49 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Winchester: Insurance costs 0.60% less
- Manitowish Waters: Insurance costs 0.95% less
- Boulder Junction: Insurance costs 0.43% less
- Marenisco: Insurance costs 154.44% more
- Powell: Insurance costs 1.12% more
- Gogebic: Insurance costs 163.05% more
- Mercer: Insurance costs 0.60% more
- Star Lake: Insurance costs 0.60% more
- Pine Lake: Insurance costs 0.43% more
- Arbor Vitae: Insurance costs 0.43% less
Cities with Similar Populations
- Aguila: Insurance costs 47.63% more
- Alamo: Insurance costs 81.91% more
- Alert: Insurance costs 11.54% more
- Alpine: Insurance costs 75.62% more
- Alta Vista: Insurance costs 31.87% more
- Artois: Insurance costs 54.35% more
- Ashland: Insurance costs 39.45% more
- Avery: Insurance costs 60.03% more
- Barrettsville: Insurance costs 52.45% more
- Bassett: Insurance costs 25.41% more