Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Preston, TX
We monitor insurance prices, helping the average driver in Preston save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Preston
The chart below shows the cheapest car insurance company in Preston for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Preston Insurer | Monthly Cost |
|---|---|
| Clearcover | $48 |
| Mile Auto | $63 |
| Progressive | $64 |
| State Farm | $69 |
Savings for Every Kind of Preston Driver
Based on our extensive insurance data, we know the average Preston driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $380 per year by choosing the right vehicle insurance company. Some Preston residents are paying out over $1,846 extra every year for auto insurance in Preston. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Preston, TX Savings / Yr. |
|---|---|
$380 |
|
$869 |
|
$766 |
|
$878 |
|
$1,336 |
|
$504 |
|
$552 |
Preston Car Insurance vs. Texas
People living in Preston pay an average of 5.53% less than the typical driver in the state. The average driver in Preston can expect to pay about $1,100 per year, or $1,846 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Preston for most people.
Car Insurance Prices by Preston Neighborhood
Insurance Prices
Where is insurance cheapest within Preston?
The map shows insurance prices in and around Preston, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $167 per year within the city boundaries, with insurance premiums ranging from a high of $1,915 to a low of $1,748. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Preston.Pick the Best Car Insurance Company for You in Preston
The best car insurance provider for most drivers in Preston
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $380 over the average Preston car insurance company.
The best car insurance provider for Preston drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $869 over the competition.
The best car insurance company for Preston drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $766 better than other car insurance companies.
The best auto insurance for Preston drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $878 less each year.
The least expensive car insurance company for new and young drivers in Preston
In Preston, State Farm costs young drivers $1,336 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Preston
State Farm gave the largest car insurance discounts to married couples, averaging $504 saved each year compared to an average Preston couple's premiums.
The cheapest car insurance in Preston for drivers with bad credit
The best Preston car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Preston, which was better than other insurers.
The cheapest large national provider in Preston
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Preston driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Preston, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Preston
What Influences the Cost of Car Insurance in Preston?
On average, car insurance in Preston is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Preston are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Preston is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Preston is $92 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pottsboro: Insurance costs 4.88% less
- Cartwright: Insurance costs 9.80% less
- Shay: Insurance costs 9.37% less
- Sherman Junction: Insurance costs 1.63% less
- Kingston: Insurance costs 9.37% less
- Willis: Insurance costs 8.94% less
- Locust: Insurance costs 2.71% more
- Sherwood Shores: Insurance costs 5.15% less
- New Woodville: Insurance costs 9.70% less
- Platter: Insurance costs 7.80% less
Cities with Similar Populations
- Sanders: Insurance costs 4.82% less
- Mc Gaheysville: Insurance costs 38.30% less
- Abrams: Insurance costs 39.54% less
- Mesopotamia: Insurance costs 38.68% less
- Nickelsville: Insurance costs 34.18% less
- Plainville: Insurance costs 15.06% less
- Pleasant Hill: Insurance costs 43.66% less
- Pocahontas: Insurance costs 34.24% less
- Pocahontas: Insurance costs 21.45% less
- Prosperity: Insurance costs 18.69% less