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Get Cheap Car Insurance in Prichard, MS
We monitor insurance prices, helping the average driver in Prichard save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Prichard
The chart below shows the cheapest car insurance company in Prichard for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Prichard Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Farm Bureau | $68 |
| Safeco Insurance | $70 |
| Progressive | $78 |
Savings for Every Kind of Prichard Driver
Based on our extensive insurance data, we know the average Prichard driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $308 per year by choosing the right vehicle insurance company. Some Prichard residents are paying out over $1,801 extra every year for auto insurance in Prichard. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Prichard, MS Savings / Yr. |
|---|---|
$308 |
|
$514 |
|
$401 |
|
$789 |
|
$1,827 |
|
$264 |
|
$803 |
Prichard Car Insurance vs. Mississippi
People living in Prichard pay an average of 5.44% more than the typical driver in the state. The average driver in Prichard can expect to pay about $1,025 per year, or $1,801 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Prichard for most people.
Car Insurance Prices by Prichard Neighborhood
Insurance Prices
Where is insurance cheapest within Prichard?
The map shows insurance prices in and around Prichard, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $66 per year within the city boundaries, with insurance premiums ranging from a high of $1,844 to a low of $1,778. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Prichard.Pick the Best Car Insurance Company for You in Prichard
The best car insurance provider for most drivers in Prichard
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $308 over the average Prichard car insurance company.
The best car insurance provider for Prichard drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $514 over the competition.
The best car insurance company for Prichard drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $401 better than other car insurance companies.
The best auto insurance for Prichard drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $789 less each year.
The least expensive car insurance company for new and young drivers in Prichard
In Prichard, Farm Bureau costs young drivers $1,827 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Prichard
Farm Bureau gave the largest car insurance discounts to married couples, averaging $264 saved each year compared to an average Prichard couple's premiums.
The cheapest car insurance in Prichard for drivers with bad credit
The best Prichard car insurance company for customer service
Recent price drops
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The cheapest large national provider in Prichard
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Prichard driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Prichard, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Prichard
What Influences the Cost of Car Insurance in Prichard?
On average, car insurance in Prichard is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Prichard is 38 minutes, which is a little more than average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Prichard are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Prichard is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Prichard is $85 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cottonville: Insurance costs 2.39% more
- Cub Lake: Insurance costs 0.78% more
- Robinsonville: Insurance costs 2.28% less
- Little Texas: Insurance costs 1.28% less
- Hollywood: Insurance costs 1.78% less
- Tunica: Insurance costs 0.17% more
- Tunica Resorts: Insurance costs 2.28% less
- Arkabutla: Insurance costs 2.72% less
- North Tunica: Insurance costs 0.83% less
- Eudora: Insurance costs 5.05% less
Cities with Similar Populations
- Delmar: Insurance costs 2.11% less
- Walnut Hill: Insurance costs 16.60% more
- Walnut Corner: Insurance costs 6.66% less
- Walnut Bottom: Insurance costs 20.77% less
- Waller: Insurance costs 23.88% less
- Walker Landing: Insurance costs 6.61% more
- DePew: Insurance costs 30.98% less
- Denverton: Insurance costs 8.50% more
- Denhoff: Insurance costs 17.10% less
- Walnut Ridge: Insurance costs 33.04% less