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Get Cheap Car Insurance in Providence, AL
We monitor insurance prices, helping the average driver in Providence save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Providence
The chart below shows the cheapest car insurance company in Providence for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Providence Insurer | Monthly Cost |
|---|---|
| Travelers | $69 |
| Gainsco | $72 |
| State Farm | $75 |
| Safe Auto | $76 |
Savings for Every Kind of Providence Driver
Based on our extensive insurance data, we know the average Providence driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $383 per year by choosing the right vehicle insurance company. Some Providence residents are paying out over $1,545 extra every year for auto insurance in Providence. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Providence, AL Savings / Yr. |
|---|---|
$383 |
|
$521 |
|
$488 |
|
$553 |
|
$1,201 |
|
$67 |
|
$327 |
Providence Car Insurance vs. Alabama
People living in Providence pay an average of 3.61% less than the typical driver in the state. The average driver in Providence can expect to pay about $1,020 per year, or $1,545 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Providence for most people.
Car Insurance Prices by Providence Neighborhood
Insurance Prices
Where is insurance cheapest within Providence?
The map shows insurance prices in and around Providence, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $63 per year within the city boundaries, with insurance premiums ranging from a high of $1,569 to a low of $1,506. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Providence.Pick the Best Car Insurance Company for You in Providence
The best car insurance provider for most drivers in Providence
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $383 over the average Providence car insurance company.
The best car insurance provider for Providence drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $521 over the competition.
The best car insurance company for Providence drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $488 better than other car insurance companies.
The best auto insurance for Providence drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $553 less each year.
The least expensive car insurance company for new and young drivers in Providence
In Providence, Travelers costs young drivers $1,201 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Providence
State Farm gave the largest car insurance discounts to married couples, averaging $67 saved each year compared to an average Providence couple's premiums.
The cheapest car insurance in Providence for drivers with bad credit
The best Providence car insurance company for customer service
Nationwide was the best company for customer service in Providence according to the NAIC.
Recent price drops
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The cheapest large national provider in Providence
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Providence driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Providence, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Providence
What Influences the Cost of Car Insurance in Providence?
On average, car insurance in Providence is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Providence is 32 minutes, which is a little less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Providence are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Providence is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Providence is $85 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Linden: Insurance costs 0.78% less
- Old Spring Hill: Insurance costs 0.52% more
- Dayton: Insurance costs 1.10% more
- Jefferson: Insurance costs the same
- Siddonsville: Insurance costs 0.84% more
- Gallion: Insurance costs 1.29% more
- Octagon: Insurance costs 0.13% less
- Thomaston: Insurance costs 0.39% more
- Shortleaf: Insurance costs 0.26% more
- McDowell: Insurance costs 2.59% more
Cities with Similar Populations
- Acme: Insurance costs 12.36% less
- Amalga: Insurance costs 11.84% less
- Beulah: Insurance costs 4.27% more
- Beverly Hills: Insurance costs 60.78% more
- Pee Dee: Insurance costs 11.07% more
- Orchard: Insurance costs 20.13% less
- Oro Fino: Insurance costs 14.50% more
- Otis: Insurance costs 24.66% less
- Otterville: Insurance costs 24.92% less
- Overton: Insurance costs 13.66% more