Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Putnam Heights, CT
We monitor insurance prices, helping the average driver in Putnam Heights save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Putnam Heights
The chart below shows the cheapest car insurance company in Putnam Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Putnam Heights Insurer | Monthly Cost |
|---|---|
| Kemper | $67 |
| State Farm | $77 |
| Safeco Insurance | $78 |
| Travelers | $78 |
Savings for Every Kind of Putnam Heights Driver
Based on our extensive insurance data, we know the average Putnam Heights driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $555 per year by choosing the right vehicle insurance company. Some Putnam Heights residents are paying out over $1,893 extra every year for auto insurance in Putnam Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Putnam Heights, CT Savings / Yr. |
|---|---|
$555 |
|
$769 |
|
$534 |
|
$892 |
|
$2,099 |
|
$503 |
|
$845 |
Putnam Heights Car Insurance vs. Connecticut
People living in Putnam Heights pay an average of 2.18% less than the typical driver in the state. The average driver in Putnam Heights can expect to pay about $1,296 per year, or $1,893 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Putnam Heights for most people.
Car Insurance Prices by Putnam Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Putnam Heights?
The map shows insurance prices in and around Putnam Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,893 to a low of $1,893. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Putnam Heights.Pick the Best Car Insurance Company for You in Putnam Heights
The best car insurance provider for most drivers in Putnam Heights
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $555 over the average Putnam Heights car insurance company.
The best car insurance provider for Putnam Heights drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $769 over the competition.
The best car insurance company for Putnam Heights drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $534 better than other car insurance companies.
The best auto insurance for Putnam Heights drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $892 less each year.
The least expensive car insurance company for new and young drivers in Putnam Heights
In Putnam Heights, State Farm costs young drivers $2,099 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Putnam Heights
State Farm gave the largest car insurance discounts to married couples, averaging $503 saved each year compared to an average Putnam Heights couple's premiums.
The cheapest car insurance in Putnam Heights for drivers with bad credit
The best Putnam Heights car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Putnam Heights, which was better than other insurers.
The cheapest large national provider in Putnam Heights
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Putnam Heights driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Putnam Heights, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Putnam Heights
What Influences the Cost of Car Insurance in Putnam Heights?
On average, car insurance in Putnam Heights is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Putnam Heights is 33 minutes, which is about the national average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Putnam Heights are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Putnam Heights is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Putnam Heights is $108 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Putnam: Insurance costs 0.69% more
- Mechanicsville: Insurance costs 0.79% more
- Dayville: Insurance costs 0.85% more
- Thompson: Insurance costs 0.32% less
- East Killingly: Insurance costs 0.85% more
- West Glocester: Insurance costs 17.91% more
- Rogers: Insurance costs 1.48% more
- South Woodstock: Insurance costs 0.74% less
- Pomfret: Insurance costs 0.37% less
- North Grosvenordale: Insurance costs 0.32% more
Cities with Similar Populations
- Blue John: Insurance costs 11.36% more
- Wilsontown: Insurance costs 18.59% less
- Wilson: Insurance costs 39.99% less
- Brewster: Insurance costs 20.44% less
- Breeden: Insurance costs 7.71% less
- Brave: Insurance costs 27.31% less
- Brant Lake: Insurance costs 19.02% less
- Bragg: Insurance costs 20.29% less
- Bowersville: Insurance costs 26.94% less
- Boulder City: Insurance costs 6.87% less