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Get Cheap Car Insurance in Putnam Valley, NY
We monitor insurance prices, helping the average driver in Putnam Valley save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Putnam Valley
The chart below shows the cheapest car insurance company in Putnam Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Putnam Valley Insurer | Monthly Cost |
|---|---|
| Kemper | $88 |
| Plymouth Rock Assurance | $118 |
| Safeco Insurance | $127 |
| Geico | $132 |
Savings for Every Kind of Putnam Valley Driver
Based on our extensive insurance data, we know the average Putnam Valley driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $716 per year by choosing the right vehicle insurance company. Some Putnam Valley residents are paying out over $2,402 extra every year for auto insurance in Putnam Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Putnam Valley, NY Savings / Yr. |
|---|---|
$716 |
|
$457 |
|
$912 |
|
$923 |
|
$2,261 |
|
$757 |
|
$1,205 |
Putnam Valley Car Insurance vs. New York
People living in Putnam Valley pay an average of 0.95% less than the typical driver in the state. The average driver in Putnam Valley can expect to pay about $1,742 per year, or $2,402 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Putnam Valley for most people.
Car Insurance Prices by Putnam Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Putnam Valley?
The map shows insurance prices in and around Putnam Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $254 per year within the city boundaries, with insurance premiums ranging from a high of $2,570 to a low of $2,316. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southeast parts of Putnam Valley.Pick the Best Car Insurance Company for You in Putnam Valley
The best car insurance provider for most drivers in Putnam Valley
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $716 over the average Putnam Valley car insurance company.
The best car insurance provider for Putnam Valley drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $457 over the competition.
The best car insurance company for Putnam Valley drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $912 better than other car insurance companies.
The best auto insurance for Putnam Valley drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $923 less each year.
The least expensive car insurance company for new and young drivers in Putnam Valley
In Putnam Valley, Progressive costs young drivers $2,261 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Putnam Valley
Progressive gave the largest car insurance discounts to married couples, averaging $757 saved each year compared to an average Putnam Valley couple's premiums.
The cheapest car insurance in Putnam Valley for drivers with bad credit
The best Putnam Valley car insurance company for customer service
Nationwide was the best company for customer service in Putnam Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Putnam Valley
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Putnam Valley driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Putnam Valley, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Putnam Valley
What Influences the Cost of Car Insurance in Putnam Valley?
On average, car insurance in Putnam Valley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Putnam Valley are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Putnam Valley has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Putnam Valley is $145 per month for minimum coverage and $200 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Shrub Oak: Insurance costs 5.83% more
- Jefferson Valley: Insurance costs 0.37% more
- Lake Peekskill: Insurance costs 11.37% more
- Lake Mohegan: Insurance costs 8.20% more
- Garrison: Insurance costs 0.79% more
- Mahopac: Insurance costs 0.67% more
- Jefferson Valley-Yorktown: Insurance costs 3.08% more
- Mohegan Lake: Insurance costs 12.36% more
- Baldwin Place: Insurance costs 0.25% less
- Cortlandt Manor: Insurance costs 9.03% more
Cities with Similar Populations
- Blandon: Insurance costs 44.71% less
- Westgate: Insurance costs 42.67% more
- West Union: Insurance costs 52.29% less
- West Salem: Insurance costs 53.58% less
- West Livingston: Insurance costs 27.89% less
- West Columbia: Insurance costs 29.14% less
- West Bridgewater: Insurance costs 31.93% less
- Wenonah: Insurance costs 25.06% less
- Wellsville: Insurance costs 14.78% less
- Wedgefield: Insurance costs 5.20% more