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Get Cheap Car Insurance in Queens-Magnolia Terrace, Jackson, MS
We monitor insurance prices, helping the average driver in Queens-Magnolia Terrace save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Queens-Magnolia Terrace
The chart below shows the cheapest car insurance company in Queens-Magnolia Terrace for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Queens-Magnolia Terrace Insurer | Monthly Cost |
|---|---|
| State Farm | $74 |
| Farm Bureau | $76 |
| Safeco Insurance | $79 |
| Progressive | $87 |
Savings for Every Kind of Queens-Magnolia Terrace Driver
Based on our extensive insurance data, we know the average Queens-Magnolia Terrace driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $343 per year by choosing the right vehicle insurance company. Some Queens-Magnolia Terrace residents are paying out over $2,006 extra every year for auto insurance in Queens-Magnolia Terrace. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Queens-Magnolia Terrace, Jackson, MS Savings / Yr. |
|---|---|
$343 |
|
$572 |
|
$446 |
|
$879 |
|
$2,036 |
|
$294 |
|
$895 |
Queens-Magnolia Terrace Car Insurance vs. Jackson
People living in Queens-Magnolia Terrace pay an average of 17.46% more than the typical driver in the state. The average driver in Queens-Magnolia Terrace can expect to pay about $1,142 per year, or $2,006 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Queens-Magnolia Terrace for most people.
Car Insurance Prices by Queens-Magnolia Terrace Neighborhood
Insurance Prices
Where is insurance cheapest within Queens-Magnolia Terrace?
The map shows insurance prices in and around Queens-Magnolia Terrace, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $121 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,083 to a low of $1,962. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Queens-Magnolia Terrace.Pick the Best Car Insurance Company for You in Queens-Magnolia Terrace
The best car insurance provider for most drivers in Queens-Magnolia Terrace
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $343 over the average Queens-Magnolia Terrace car insurance company.
The best car insurance provider for Queens-Magnolia Terrace drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $572 over the competition.
The best car insurance company for Queens-Magnolia Terrace drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $446 better than other car insurance companies.
The best auto insurance for Queens-Magnolia Terrace drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $879 less each year.
The least expensive car insurance company for new and young drivers in Queens-Magnolia Terrace
In Queens-Magnolia Terrace, Farm Bureau costs young drivers $2,036 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Queens-Magnolia Terrace
Farm Bureau gave the largest car insurance discounts to married couples, averaging $294 saved each year compared to an average Queens-Magnolia Terrace couple's premiums.
The cheapest car insurance in Queens-Magnolia Terrace for drivers with bad credit
The best Queens-Magnolia Terrace car insurance company for customer service
Nationwide was the best company for customer service in Queens-Magnolia Terrace according to the NAIC.
Recent price drops
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The cheapest large national provider in Queens-Magnolia Terrace
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Queens-Magnolia Terrace driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Queens-Magnolia Terrace, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Queens-Magnolia Terrace
What Influences the Cost of Car Insurance in Queens-Magnolia Terrace?
On average, car insurance in Queens-Magnolia Terrace is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Queens-Magnolia Terrace is 26 minutes, which is far more than average for a driver in the city.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Queens-Magnolia Terrace are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Queens-Magnolia Terrace is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Queens-Magnolia Terrace is $95 per month for minimum coverage and $167 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West Central Jackson: Insurance costs 3.59% less
- Greater Belhaven: Insurance costs 10.87% less
- Fondren North Renaissance: Insurance costs 13.11% less
- Citizens Southwest: Insurance costs 0.25% more
- Northbrook: Insurance costs 2.09% less
- Broadmoor-Anderson Isle-Shreve Isle: Insurance costs 41.13% more
- Springlake-University Terrace: Insurance costs 43.37% more
- Ellerbee Woods: Insurance costs 33.80% more
- Highland-Stoner Hill: Insurance costs 44.62% more
- Caddo Heights-South Highlands: Insurance costs 47.91% more
Neighborhoods with Similar Populations
- Northeast Heights: Insurance costs 15.00% less
- Rogers Park: Insurance costs 7.13% less
- Greendale Village: Insurance costs 19.69% less
- Waters: Insurance costs 17.20% less
- Vale and Eastern Avenue: Insurance costs 30.16% more
- Downtown: Insurance costs 50.00% less
- Grafton Hill: Insurance costs 11.96% less
- Plaza-Shamrock: Insurance costs 25.32% less
- Chatham Parkway: Insurance costs 12.56% less
- Tice: Insurance costs 43.82% more