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Get Cheap Car Insurance in Raleigh, GA
We monitor insurance prices, helping the average driver in Raleigh save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Raleigh
The chart below shows the cheapest car insurance company in Raleigh for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Raleigh Insurer | Monthly Cost |
|---|---|
| Travelers | $76 |
| Farm Bureau | $79 |
| State Farm | $87 |
| Progressive | $94 |
Savings for Every Kind of Raleigh Driver
Based on our extensive insurance data, we know the average Raleigh driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $364 per year by choosing the right vehicle insurance company. Some Raleigh residents are paying out over $1,751 extra every year for auto insurance in Raleigh. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Raleigh, GA Savings / Yr. |
|---|---|
$364 |
|
$775 |
|
$535 |
|
$731 |
|
$2,131 |
|
$176 |
|
$752 |
Raleigh Car Insurance vs. Georgia
People living in Raleigh pay an average of 1.15% less than the typical driver in the state. The average driver in Raleigh can expect to pay about $1,164 per year, or $1,751 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Raleigh for most people.
Car Insurance Prices by Raleigh Neighborhood
Insurance Prices
Where is insurance cheapest within Raleigh?
The map shows insurance prices in and around Raleigh, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $54 per year within the city boundaries, with insurance premiums ranging from a high of $1,768 to a low of $1,714. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Raleigh.Pick the Best Car Insurance Company for You in Raleigh
The best car insurance provider for most drivers in Raleigh
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $364 over the average Raleigh car insurance company.
The best car insurance provider for Raleigh drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $775 over the competition.
The best car insurance company for Raleigh drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $535 better than other car insurance companies.
The best auto insurance for Raleigh drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $731 less each year.
The least expensive car insurance company for new and young drivers in Raleigh
In Raleigh, Auto-Owners Insurance costs young drivers $2,131 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Raleigh
Farm Bureau gave the largest car insurance discounts to married couples, averaging $176 saved each year compared to an average Raleigh couple's premiums.
The cheapest car insurance in Raleigh for drivers with bad credit
The best Raleigh car insurance company for customer service
Recent price drops
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The cheapest large national provider in Raleigh
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Raleigh driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Raleigh, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Raleigh
What Influences the Cost of Car Insurance in Raleigh?
On average, car insurance in Raleigh is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Raleigh are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Raleigh is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Raleigh is $97 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Johnson Crossroads: Insurance costs 0.97% more
- Warm Springs: Insurance costs 1.37% less
- Woodbury: Insurance costs 0.17% more
- Manchester: Insurance costs 2.17% more
- Durand: Insurance costs 1.37% less
- Chalybeate Springs: Insurance costs 0.57% more
- Shiloh: Insurance costs 0.29% more
- Hendricks: Insurance costs 4.23% less
- Greenville: Insurance costs 0.69% more
- White Sulphur Springs: Insurance costs 1.66% less
Cities with Similar Populations
- Pedro: Insurance costs 36.44% more
- Percy: Insurance costs 30.50% less
- Pepper: Insurance costs 13.36% less
- Pentress: Insurance costs 15.65% less
- Penrose: Insurance costs 4.00% less
- Pennys: Insurance costs 3.94% less
- Pennline: Insurance costs 21.13% less
- Pendair Heights: Insurance costs 19.25% less
- Peel: Insurance costs 21.82% less
- Perdue Hill: Insurance costs 12.16% less