Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Ramseur, NC
We monitor insurance prices, helping the average driver in Ramseur save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Ramseur
The chart below shows the cheapest car insurance company in Ramseur for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Ramseur Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $47 |
| Erie Insurance | $48 |
| Farm Bureau | $51 |
| Progressive | $53 |
Savings for Every Kind of Ramseur Driver
Based on our extensive insurance data, we know the average Ramseur driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $239 per year by choosing the right vehicle insurance company. Some Ramseur residents are paying out over $1,243 extra every year for auto insurance in Ramseur. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ramseur, NC Savings / Yr. |
|---|---|
$239 |
|
$519 |
|
$378 |
|
$964 |
|
$716 |
|
$288 |
|
$432 |
Ramseur Car Insurance vs. North Carolina
People living in Ramseur pay an average of 0.60% less than the typical driver in the state. The average driver in Ramseur can expect to pay about $745 per year, or $1,243 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Ramseur for most people.
Car Insurance Prices by Ramseur Neighborhood
Insurance Prices
Where is insurance cheapest within Ramseur?
The map shows insurance prices in and around Ramseur, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $94 per year within the city boundaries, with insurance premiums ranging from a high of $1,276 to a low of $1,182. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Ramseur.Pick the Best Car Insurance Company for You in Ramseur
The best car insurance provider for most drivers in Ramseur
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $239 over the average Ramseur car insurance company.
The best car insurance provider for Ramseur drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $519 over the competition.
The best car insurance company for Ramseur drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $378 better than other car insurance companies.
The best auto insurance for Ramseur drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $964 less each year.
The least expensive car insurance company for new and young drivers in Ramseur
In Ramseur, State Farm costs young drivers $716 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ramseur
Erie Insurance gave the largest car insurance discounts to married couples, averaging $288 saved each year compared to an average Ramseur couple's premiums.
The cheapest car insurance in Ramseur for drivers with bad credit
The best Ramseur car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Ramseur, which was better than other insurers.
The cheapest large national provider in Ramseur
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ramseur driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ramseur, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Ramseur
What Influences the Cost of Car Insurance in Ramseur?
On average, car insurance in Ramseur is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ramseur is 30 minutes, which is a little less than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ramseur are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Ramseur is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ramseur is $62 per month for minimum coverage and $104 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Parks Crossroads: Insurance costs 0.72% less
- Franklinville: Insurance costs 1.61% less
- Staley: Insurance costs 2.41% less
- Grays Chapel: Insurance costs 3.30% less
- Asheboro: Insurance costs 1.77% less
- Siler City: Insurance costs 2.41% more
- Mount Vernon Springs: Insurance costs 1.29% more
- Randleman: Insurance costs 2.90% less
- North Asheboro: Insurance costs 3.62% less
- Liberty: Insurance costs 2.57% less
Cities with Similar Populations
- Bandon: Insurance costs 10.38% more
- Welcome: Insurance costs 37.57% more
- Walland: Insurance costs 7.88% more
- Siesta Key: Insurance costs 100.72% more
- Waverly: Insurance costs 8.37% less
- Battlement Mesa: Insurance costs 38.13% more
- Bonsall: Insurance costs 56.07% more
- Basalt: Insurance costs 50.68% more
- Bartonville: Insurance costs 14.88% more
- Barrington: Insurance costs 42.64% more