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Get Cheap Car Insurance in Rancho Cordova, CA
We monitor insurance prices, helping the average driver in Rancho Cordova save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Rancho Cordova
The chart below shows the cheapest car insurance company in Rancho Cordova for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Rancho Cordova Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $61 |
| Progressive | $65 |
| Travelers | $67 |
Savings for Every Kind of Rancho Cordova Driver
Based on our extensive insurance data, we know the average Rancho Cordova driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $685 per year by choosing the right vehicle insurance company. Some Rancho Cordova residents are paying out over $2,142 extra every year for auto insurance in Rancho Cordova. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rancho Cordova, CA Savings / Yr. |
|---|---|
$685 |
|
$1,254 |
|
$992 |
|
$1,743 |
|
$895 |
|
$388 |
|
$0 |
Rancho Cordova Car Insurance vs. California
People living in Rancho Cordova pay an average of 6.65% more than the typical driver in the state. The average driver in Rancho Cordova can expect to pay about $1,003 per year, or $2,142 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Rancho Cordova for most people.
Car Insurance Prices by Rancho Cordova Neighborhood
Insurance Prices
Where is insurance cheapest within Rancho Cordova?
The map shows insurance prices in and around Rancho Cordova, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $506 per year within the city boundaries, with insurance premiums ranging from a high of $2,387 to a low of $1,881. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Rancho Cordova.Pick the Best Car Insurance Company for You in Rancho Cordova
The best car insurance provider for most drivers in Rancho Cordova
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $685 over the average Rancho Cordova car insurance company.
The best car insurance provider for Rancho Cordova drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,254 over the competition.
The best car insurance company for Rancho Cordova drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $992 better than other car insurance companies.
The best auto insurance for Rancho Cordova drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,743 less each year.
The least expensive car insurance company for new and young drivers in Rancho Cordova
In Rancho Cordova, State Farm costs young drivers $895 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rancho Cordova
Progressive gave the largest car insurance discounts to married couples, averaging $388 saved each year compared to an average Rancho Cordova couple's premiums.
The cheapest car insurance in Rancho Cordova for drivers with bad credit
The best Rancho Cordova car insurance company for customer service
Nationwide was the best company for customer service in Rancho Cordova according to the NAIC.
Recent price drops
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The cheapest large national provider in Rancho Cordova
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Rancho Cordova driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rancho Cordova, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Rancho Cordova
What Influences the Cost of Car Insurance in Rancho Cordova?
On average, car insurance in Rancho Cordova is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rancho Cordova are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Rancho Cordova is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Rancho Cordova is $84 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
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- Gold River: Insurance costs 3.17% less
- Carmichael: Insurance costs 1.03% less
- La Riviera: Insurance costs 0.61% more
- Rosemont: Insurance costs 0.19% more
- Fair Oaks: Insurance costs 2.75% less
- Arden-Arcade: Insurance costs 0.28% more
- Orangevale: Insurance costs 5.00% less
- Citrus Heights: Insurance costs 2.43% less
- North Highlands: Insurance costs 3.92% more
Cities with Similar Populations
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- Raleigh: Insurance costs 39.59% less
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- Quincy: Insurance costs 6.44% less
- Port St. Lucie: Insurance costs 27.82% more
- Portland: Insurance costs 27.26% less
- Port Charlotte: Insurance costs 12.00% more
- Portland: Insurance costs 53.59% less