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Get Cheap Car Insurance in Raymer, CO
We monitor insurance prices, helping the average driver in Raymer save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Raymer
The chart below shows the cheapest car insurance company in Raymer for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Raymer Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Bristol West | $75 |
| Safeco Insurance | $77 |
| Geico | $79 |
Savings for Every Kind of Raymer Driver
Based on our extensive insurance data, we know the average Raymer driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $400 per year by choosing the right vehicle insurance company. Some Raymer residents are paying out over $1,866 extra every year for auto insurance in Raymer. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Raymer, CO Savings / Yr. |
|---|---|
$400 |
|
$713 |
|
$574 |
|
$613 |
|
$1,815 |
|
$481 |
|
$704 |
Raymer Car Insurance vs. Colorado
People living in Raymer pay an average of 1.26% less than the typical driver in the state. The average driver in Raymer can expect to pay about $1,090 per year, or $1,866 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Raymer for most people.
Car Insurance Prices by Raymer Neighborhood
Insurance Prices
Where is insurance cheapest within Raymer?
The map shows insurance prices in and around Raymer, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $58 per year within the city boundaries, with insurance premiums ranging from a high of $1,902 to a low of $1,844. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Raymer.Pick the Best Car Insurance Company for You in Raymer
The best car insurance provider for most drivers in Raymer
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $400 over the average Raymer car insurance company.
The best car insurance provider for Raymer drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $713 over the competition.
The best car insurance company for Raymer drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $574 better than other car insurance companies.
The best auto insurance for Raymer drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $613 less each year.
The least expensive car insurance company for new and young drivers in Raymer
In Raymer, State Farm costs young drivers $1,815 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Raymer
State Farm gave the largest car insurance discounts to married couples, averaging $481 saved each year compared to an average Raymer couple's premiums.
The cheapest car insurance in Raymer for drivers with bad credit
The best Raymer car insurance company for customer service
Recent price drops
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The cheapest large national provider in Raymer
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Raymer driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Raymer, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Raymer
What Influences the Cost of Car Insurance in Raymer?
On average, car insurance in Raymer is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Raymer is 33 minutes, which is about the national average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Raymer are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Raymer is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Raymer is $91 per month for minimum coverage and $156 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- New Raymer: Insurance costs 1.18% less
- Stoneham: Insurance costs 0.86% less
- Keota: Insurance costs 1.18% less
- Snyder: Insurance costs 0.59% more
- Weldona: Insurance costs 1.39% more
- Willard: Insurance costs 0.64% more
- Briggsdale: Insurance costs 0.75% less
- Log Lane Village: Insurance costs 0.96% more
- Fort Morgan: Insurance costs 0.86% more
- Messex: Insurance costs 0.54% more
Cities with Similar Populations
- Woodlawn: Insurance costs 4.93% less
- Balta: Insurance costs 21.44% less
- Baring: Insurance costs 49.46% less
- Barretts Mills: Insurance costs 39.60% less
- Beaver City: Insurance costs 35.74% less
- Benedicta: Insurance costs 52.09% less
- Big Moses: Insurance costs 16.88% less
- Bloom City: Insurance costs 38.75% less
- Winifred: Insurance costs 18.27% less
- Wiota: Insurance costs 39.92% less