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Get Cheap Car Insurance in Raymond, SD
We monitor insurance prices, helping the average driver in Raymond save up to 28.9% on car insurance.
The Cheapest Minimum Coverage in Raymond
The chart below shows the cheapest car insurance company in Raymond for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by American Family Insurance, Midvale Home & Auto, and State Farm.
| Raymond Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $25 |
| American Family Insurance | $28 |
| Midvale Home & Auto | $29 |
| State Farm | $29 |
Savings for Every Kind of Raymond Driver
Based on our extensive insurance data, we know the average Raymond driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $330 per year by choosing the right vehicle insurance company. Some Raymond residents are paying out over $1,593 extra every year for auto insurance in Raymond. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Raymond, SD Savings / Yr. |
|---|---|
$330 |
|
$667 |
|
$516 |
|
$750 |
|
$1,247 |
|
$364 |
|
$571 |
Raymond Car Insurance vs. South Dakota
People living in Raymond pay an average of 3.43% less than the typical driver in the state. The average driver in Raymond can expect to pay about $437 per year, or $1,593 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Raymond for most people.
Car Insurance Prices by Raymond Neighborhood
Insurance Prices
Where is insurance cheapest within Raymond?
The map shows insurance prices in and around Raymond, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $32 per year within the city boundaries, with insurance premiums ranging from a high of $1,617 to a low of $1,585. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Raymond.Pick the Best Car Insurance Company for You in Raymond
The best car insurance provider for most drivers in Raymond
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $330 over the average Raymond car insurance company.
The best car insurance provider for Raymond drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $667 over the competition.
The best car insurance company for Raymond drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $516 better than other car insurance companies.
The best auto insurance for Raymond drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $750 less each year.
The least expensive car insurance company for new and young drivers in Raymond
In Raymond, State Farm costs young drivers $1,247 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Raymond
State Farm gave the largest car insurance discounts to married couples, averaging $364 saved each year compared to an average Raymond couple's premiums.
The cheapest car insurance in Raymond for drivers with bad credit
The best Raymond car insurance company for customer service
Recent price drops
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The cheapest large national provider in Raymond
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Raymond driver can expect to pay about $111 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Raymond, USAA has the best prices for drivers with bad credit, drivers with a DUI conviction, good drivers, young drivers, drivers with accidents, drivers with speeding tickets, and married couples.Auto Insurance Prices in and Around Raymond
What Influences the Cost of Car Insurance in Raymond?
On average, car insurance in Raymond is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- South Dakota state insurance regulations may require higher prices.
- An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Raymond are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Raymond is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Raymond is $36 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hillside Colony: Insurance costs 0.50% less
- Doland: Insurance costs 0.50% less
- Clark: Insurance costs 1.63% less
- Carpenter: Insurance costs 2.76% less
- Frankfort: Insurance costs 0.06% more
- Garden City: Insurance costs 0.44% more
- Turton: Insurance costs 1.51% more
- Glendale Colony: Insurance costs 0.69% less
- Spink Colony: Insurance costs 0.88% less
- Willow Lake: Insurance costs 0.31% less
Cities with Similar Populations
- Rhineland: Insurance costs 14.12% more
- Racine: Insurance costs 1.32% less
- Radium Springs: Insurance costs 4.77% more
- Randolph: Insurance costs 24.86% less
- Red Banks: Insurance costs 30.95% less
- Redwood: Insurance costs 26.55% less
- Reeltown: Insurance costs 3.83% less
- Rensselaer: Insurance costs 12.93% more
- Revere: Insurance costs 2.64% less
- Pruett: Insurance costs 0.56% more