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Get Cheap Car Insurance in Red Beach, ME
We monitor insurance prices, helping the average driver in Red Beach save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Red Beach
The chart below shows the cheapest car insurance company in Red Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Red Beach Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of Red Beach Driver
Based on our extensive insurance data, we know the average Red Beach driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $234 per year by choosing the right vehicle insurance company. Some Red Beach residents are paying out over $960 extra every year for auto insurance in Red Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Red Beach, ME Savings / Yr. |
|---|---|
$234 |
|
$333 |
|
$301 |
|
$307 |
|
$975 |
|
$203 |
|
$428 |
Red Beach Car Insurance vs. Maine
People living in Red Beach pay an average of 1.51% more than the typical driver in the state. The average driver in Red Beach can expect to pay about $535 per year, or $960 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Red Beach for most people.
Car Insurance Prices by Red Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Red Beach?
The map shows insurance prices in and around Red Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $960 to a low of $960. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Red Beach.Pick the Best Car Insurance Company for You in Red Beach
The best car insurance provider for most drivers in Red Beach
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $234 over the average Red Beach car insurance company.
The best car insurance provider for Red Beach drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $333 over the competition.
The best car insurance company for Red Beach drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $301 better than other car insurance companies.
The best auto insurance for Red Beach drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $307 less each year.
The least expensive car insurance company for new and young drivers in Red Beach
In Red Beach, Concord Group Insurance costs young drivers $975 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Red Beach
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $203 saved each year compared to an average Red Beach couple's premiums.
The cheapest car insurance in Red Beach for drivers with bad credit
The best Red Beach car insurance company for customer service
Recent price drops
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The cheapest large national provider in Red Beach
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Red Beach driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Red Beach, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Red Beach
What Influences the Cost of Car Insurance in Red Beach?
On average, car insurance in Red Beach is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Red Beach is 31 minutes, which is about the national average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 19 to 20 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Red Beach are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Red Beach has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Red Beach is $45 per month for minimum coverage and $80 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Robbinston: Insurance costs the same
- St. Croix Junction: Insurance costs 0.21% more
- Baring: Insurance costs 1.77% less
- Perry: Insurance costs 1.77% more
- Pembroke: Insurance costs 0.52% less
- Calais: Insurance costs 3.13% more
- Lower Dennysville: Insurance costs 1.35% less
- Grove: Insurance costs 0.42% more
- Baileyville: Insurance costs 1.46% less
- Dennysville: Insurance costs 0.52% less
Cities with Similar Populations
- Parker: Insurance costs 30.83% more
- Peeltown: Insurance costs 73.96% more
- Pecks Pond: Insurance costs 48.54% more
- Peavy: Insurance costs 61.56% more
- Pear Valley: Insurance costs 73.33% more
- Peacock Corners: Insurance costs 92.81% more
- Paynesville: Insurance costs 207.60% more
- Parma: Insurance costs 73.75% more
- Parksville: Insurance costs 39.38% more
- Pendroy: Insurance costs 67.50% more