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Get Cheap Car Insurance in Red Lodge, MT
We monitor insurance prices, helping the average driver in Red Lodge save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in Red Lodge
The chart below shows the cheapest car insurance company in Red Lodge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| Red Lodge Insurer | Monthly Cost |
|---|---|
| State Farm | $44 |
| Travelers | $48 |
| Progressive | $50 |
| Midvale Home & Auto | $54 |
Savings for Every Kind of Red Lodge Driver
Based on our extensive insurance data, we know the average Red Lodge driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $407 per year by choosing the right vehicle insurance company. Some Red Lodge residents are paying out over $1,628 extra every year for auto insurance in Red Lodge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Red Lodge, MT Savings / Yr. |
|---|---|
$407 |
|
$726 |
|
$580 |
|
$849 |
|
$1,849 |
|
$0 |
|
$716 |
Red Lodge Car Insurance vs. Montana
People living in Red Lodge pay an average of 0.51% more than the typical driver in the state. The average driver in Red Lodge can expect to pay about $775 per year, or $1,628 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Red Lodge for most people.
Car Insurance Prices by Red Lodge Neighborhood
Insurance Prices
Where is insurance cheapest within Red Lodge?
The map shows insurance prices in and around Red Lodge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $79 per year within the city boundaries, with insurance premiums ranging from a high of $1,679 to a low of $1,600. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Red Lodge.Pick the Best Car Insurance Company for You in Red Lodge
The best car insurance provider for most drivers in Red Lodge
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $407 over the average Red Lodge car insurance company.
The best car insurance provider for Red Lodge drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $726 over the competition.
The best car insurance company for Red Lodge drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $580 better than other car insurance companies.
The best auto insurance for Red Lodge drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $849 less each year.
The least expensive car insurance company for new and young drivers in Red Lodge
In Red Lodge, State Farm costs young drivers $1,849 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Red Lodge
The cheapest car insurance in Red Lodge for drivers with bad credit
The best Red Lodge car insurance company for customer service
Recent price drops
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The cheapest large national provider in Red Lodge
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Red Lodge driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Red Lodge, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around Red Lodge
What Influences the Cost of Car Insurance in Red Lodge?
On average, car insurance in Red Lodge is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Montana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Red Lodge is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Red Lodge is $65 per month for minimum coverage and $136 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Washoe: Insurance costs 0.37% more
- Bearcreek: Insurance costs 0.12% more
- Luther: Insurance costs 0.43% more
- Roberts: Insurance costs 0.18% less
- Belfry: Insurance costs 0.92% more
- Roscoe: Insurance costs 0.31% less
- Clark: Insurance costs 4.79% less
- Bridger: Insurance costs 3.07% more
- Boyd: Insurance costs 0.68% less
- Fromberg: Insurance costs the same
Cities with Similar Populations
- Pullman: Insurance costs 73.46% more
- Goreville: Insurance costs 11.18% less
- Greenville: Insurance costs 52.58% more
- Harpswell: Insurance costs 42.94% less
- Hillsboro: Insurance costs 3.38% less
- Middlefield: Insurance costs 14.62% more
- Moss Beach: Insurance costs 19.90% more
- Napavine: Insurance costs 14.68% less
- Pitcairn: Insurance costs 10.32% less
- Hazel Green: Insurance costs 31.57% less