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Get Cheap Car Insurance in Red Wing, MN
We monitor insurance prices, helping the average driver in Red Wing save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Red Wing
The chart below shows the cheapest car insurance company in Red Wing for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Red Wing Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Auto-Owners Insurance | $56 |
| Kemper | $60 |
| American Family Insurance | $60 |
Savings for Every Kind of Red Wing Driver
Based on our extensive insurance data, we know the average Red Wing driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $429 per year by choosing the right vehicle insurance company. Some Red Wing residents are paying out over $1,596 extra every year for auto insurance in Red Wing. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Red Wing, MN Savings / Yr. |
|---|---|
$429 |
|
$541 |
|
$348 |
|
$707 |
|
$1,212 |
|
$359 |
|
$943 |
Red Wing Car Insurance vs. Minnesota
People living in Red Wing pay an average of 0.61% less than the typical driver in the state. The average driver in Red Wing can expect to pay about $826 per year, or $1,596 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Red Wing for most people.
Car Insurance Prices by Red Wing Neighborhood
Insurance Prices
Where is insurance cheapest within Red Wing?
The map shows insurance prices in and around Red Wing, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $184 per year within the city boundaries, with insurance premiums ranging from a high of $1,726 to a low of $1,542. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Red Wing.Pick the Best Car Insurance Company for You in Red Wing
The best car insurance provider for most drivers in Red Wing
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $429 over the average Red Wing car insurance company.
The best car insurance provider for Red Wing drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $541 over the competition.
The best car insurance company for Red Wing drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $348 better than other car insurance companies.
The best auto insurance for Red Wing drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $707 less each year.
The least expensive car insurance company for new and young drivers in Red Wing
In Red Wing, State Farm costs young drivers $1,212 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Red Wing
State Farm gave the largest car insurance discounts to married couples, averaging $359 saved each year compared to an average Red Wing couple's premiums.
The cheapest car insurance in Red Wing for drivers with bad credit
The best Red Wing car insurance company for customer service
Recent price drops
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The cheapest large national provider in Red Wing
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Red Wing driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Red Wing, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Red Wing
What Influences the Cost of Car Insurance in Red Wing?
On average, car insurance in Red Wing is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Red Wing is 26 minutes, which is a little less than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Red Wing are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Red Wing is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Red Wing is $69 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wacouta: Insurance costs 0.25% less
- Esdaile: Insurance costs 29.20% less
- Hager City: Insurance costs 28.51% less
- Bay City: Insurance costs 28.76% less
- Welch: Insurance costs 0.38% more
- Vasa: Insurance costs 1.57% less
- Warrentown: Insurance costs 28.51% less
- Moeville: Insurance costs 28.01% less
- Frontenac: Insurance costs 1.00% less
- Goodhue: Insurance costs 0.88% less
Cities with Similar Populations
- Clayton: Insurance costs 20.30% more
- Tillmans Corner: Insurance costs 4.14% more
- Three Lakes: Insurance costs 103.82% more
- Thompsons Station: Insurance costs 12.28% less
- Theodore: Insurance costs 0.56% more
- Taylor: Insurance costs 11.03% more
- Tanque Verde: Insurance costs 9.34% more
- Taft: Insurance costs 28.38% more
- Swansea: Insurance costs 2.63% less
- Sunny Vista: Insurance costs 23.37% more