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Get Cheap Car Insurance in Rice Hill, OR
We monitor insurance prices, helping the average driver in Rice Hill save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Rice Hill
The chart below shows the cheapest car insurance company in Rice Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Rice Hill Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| State Farm | $60 |
| Country Financial | $67 |
| Travelers | $69 |
Savings for Every Kind of Rice Hill Driver
Based on our extensive insurance data, we know the average Rice Hill driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $444 per year by choosing the right vehicle insurance company. Some Rice Hill residents are paying out over $1,397 extra every year for auto insurance in Rice Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rice Hill, OR Savings / Yr. |
|---|---|
$444 |
|
$660 |
|
$538 |
|
$605 |
|
$1,605 |
|
$433 |
|
$517 |
Rice Hill Car Insurance vs. Oregon
People living in Rice Hill pay an average of 7.39% less than the typical driver in the state. The average driver in Rice Hill can expect to pay about $1,078 per year, or $1,397 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Rice Hill for most people.
Car Insurance Prices by Rice Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Rice Hill?
The map shows insurance prices in and around Rice Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $75 per year within the city boundaries, with insurance premiums ranging from a high of $1,420 to a low of $1,345. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Rice Hill.Pick the Best Car Insurance Company for You in Rice Hill
The best car insurance provider for most drivers in Rice Hill
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $444 over the average Rice Hill car insurance company.
The best car insurance provider for Rice Hill drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $660 over the competition.
The best car insurance company for Rice Hill drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $538 better than other car insurance companies.
The best auto insurance for Rice Hill drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $605 less each year.
The least expensive car insurance company for new and young drivers in Rice Hill
In Rice Hill, Country Financial costs young drivers $1,605 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rice Hill
State Farm gave the largest car insurance discounts to married couples, averaging $433 saved each year compared to an average Rice Hill couple's premiums.
The cheapest car insurance in Rice Hill for drivers with bad credit
The best Rice Hill car insurance company for customer service
Recent price drops
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The cheapest large national provider in Rice Hill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Rice Hill driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rice Hill, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Rice Hill
What Influences the Cost of Car Insurance in Rice Hill?
On average, car insurance in Rice Hill is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rice Hill are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Rice Hill has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Rice Hill is $90 per month for minimum coverage and $116 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Yoncalla: Insurance costs 1.07% more
- Oakland: Insurance costs 2.29% less
- Old Town: Insurance costs 3.36% less
- Union Gap: Insurance costs 4.01% less
- Nonpareil: Insurance costs 0.86% less
- Sutherlin: Insurance costs 2.29% less
- Drain: Insurance costs 0.57% more
- Stephens: Insurance costs 1.79% more
- London: Insurance costs 0.57% less
- Tyee: Insurance costs 2.00% more
Cities with Similar Populations
- Magnet Cove: Insurance costs 23.26% more
- Rousseau: Insurance costs 112.10% more
- Round Prairie: Insurance costs 16.18% more
- Round Oak: Insurance costs 26.99% more
- Rosemont: Insurance costs 22.48% less
- Rosebloom: Insurance costs 23.91% more
- Roscoe: Insurance costs 0.14% less
- Rollin: Insurance costs 98.50% more
- Middlesworth: Insurance costs 0.21% less
- McGrath: Insurance costs 19.61% more