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Get Cheap Car Insurance in Riceford, MN
We monitor insurance prices, helping the average driver in Riceford save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Riceford
The chart below shows the cheapest car insurance company in Riceford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Riceford Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Auto-Owners Insurance | $56 |
| Kemper | $59 |
| American Family Insurance | $59 |
Savings for Every Kind of Riceford Driver
Based on our extensive insurance data, we know the average Riceford driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $425 per year by choosing the right vehicle insurance company. Some Riceford residents are paying out over $1,580 extra every year for auto insurance in Riceford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Riceford, MN Savings / Yr. |
|---|---|
$425 |
|
$535 |
|
$344 |
|
$700 |
|
$1,199 |
|
$355 |
|
$934 |
Riceford Car Insurance vs. Minnesota
People living in Riceford pay an average of 1.61% less than the typical driver in the state. The average driver in Riceford can expect to pay about $818 per year, or $1,580 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Riceford for most people.
Car Insurance Prices by Riceford Neighborhood
Insurance Prices
Where is insurance cheapest within Riceford?
The map shows insurance prices in and around Riceford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $45 per year within the city boundaries, with insurance premiums ranging from a high of $1,608 to a low of $1,563. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Riceford.Pick the Best Car Insurance Company for You in Riceford
The best car insurance provider for most drivers in Riceford
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $425 over the average Riceford car insurance company.
The best car insurance provider for Riceford drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $535 over the competition.
The best car insurance company for Riceford drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $344 better than other car insurance companies.
The best auto insurance for Riceford drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $700 less each year.
The least expensive car insurance company for new and young drivers in Riceford
In Riceford, State Farm costs young drivers $1,199 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Riceford
State Farm gave the largest car insurance discounts to married couples, averaging $355 saved each year compared to an average Riceford couple's premiums.
The cheapest car insurance in Riceford for drivers with bad credit
The best Riceford car insurance company for customer service
Recent price drops
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The cheapest large national provider in Riceford
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Riceford driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Riceford, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Riceford
What Influences the Cost of Car Insurance in Riceford?
On average, car insurance in Riceford is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Riceford are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Riceford has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Riceford is $68 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Spring Grove: Insurance costs 1.52% less
- Tawney: Insurance costs 1.77% more
- Mabel: Insurance costs 1.77% more
- Newhouse: Insurance costs 1.33% less
- Newburg: Insurance costs 1.77% more
- Hesper: Insurance costs 22.72% less
- Prosper: Insurance costs 1.90% more
- Highlandville: Insurance costs 22.47% less
- Burr Oak: Insurance costs 22.59% less
- Lenora: Insurance costs 2.03% more
Cities with Similar Populations
- Oakthorpe: Insurance costs 29.81% less
- Osage: Insurance costs 9.49% less
- Oreton: Insurance costs 20.32% less
- Orangeport: Insurance costs 41.77% more
- Oilmont: Insurance costs 3.73% more
- Ogreeta: Insurance costs 22.78% less
- Odra: Insurance costs 80.89% more
- Octa: Insurance costs 30.82% less
- Oakville: Insurance costs 101.52% more
- Osceola: Insurance costs 78.42% more