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Get Cheap Car Insurance in Ricetown, KY
We monitor insurance prices, helping the average driver in Ricetown save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Ricetown
The chart below shows the cheapest car insurance company in Ricetown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Ricetown Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $65 |
| State Farm | $65 |
| Travelers | $96 |
| Geico | $103 |
Savings for Every Kind of Ricetown Driver
Based on our extensive insurance data, we know the average Ricetown driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $579 per year by choosing the right vehicle insurance company. Some Ricetown residents are paying out over $2,294 extra every year for auto insurance in Ricetown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ricetown, KY Savings / Yr. |
|---|---|
$579 |
|
$950 |
|
$935 |
|
$946 |
|
$1,872 |
|
$627 |
|
$1,004 |
Ricetown Car Insurance vs. Kentucky
People living in Ricetown pay an average of 7.49% more than the typical driver in the state. The average driver in Ricetown can expect to pay about $1,181 per year, or $2,294 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Ricetown for most people.
Car Insurance Prices by Ricetown Neighborhood
Insurance Prices
Where is insurance cheapest within Ricetown?
The map shows insurance prices in and around Ricetown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $101 per year within the city boundaries, with insurance premiums ranging from a high of $2,384 to a low of $2,283. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Ricetown.Pick the Best Car Insurance Company for You in Ricetown
The best car insurance provider for most drivers in Ricetown
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $579 over the average Ricetown car insurance company.
The best car insurance provider for Ricetown drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $950 over the competition.
The best car insurance company for Ricetown drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $935 better than other car insurance companies.
The best auto insurance for Ricetown drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $946 less each year.
The least expensive car insurance company for new and young drivers in Ricetown
In Ricetown, State Farm costs young drivers $1,872 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ricetown
State Farm gave the largest car insurance discounts to married couples, averaging $627 saved each year compared to an average Ricetown couple's premiums.
The cheapest car insurance in Ricetown for drivers with bad credit
The best Ricetown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ricetown
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Ricetown driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ricetown, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Ricetown
What Influences the Cost of Car Insurance in Ricetown?
On average, car insurance in Ricetown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ricetown is 45 minutes, which is far more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ricetown are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Ricetown is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ricetown is $98 per month for minimum coverage and $191 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Taft: Insurance costs 1.39% more
- Cowcreek: Insurance costs 1.26% less
- Booneville: Insurance costs 0.74% less
- Chestnut Gap: Insurance costs 0.57% less
- Teges: Insurance costs 5.36% more
- Scoville: Insurance costs 2.14% less
- Buckhorn: Insurance costs 4.40% more
- Endee: Insurance costs 3.92% more
- Blake: Insurance costs 3.92% more
- Levi: Insurance costs 2.70% less
Cities with Similar Populations
- Moscow: Insurance costs 27.64% less
- Minter: Insurance costs 31.47% less
- Mitchell Heights: Insurance costs 34.05% less
- Moccasin: Insurance costs 37.88% less
- Molino: Insurance costs 22.14% less
- Mongo: Insurance costs 49.13% less
- Monroe Mills: Insurance costs 53.01% less
- Moores Mill: Insurance costs 28.95% less
- Mooreville: Insurance costs 30.51% less
- Moose: Insurance costs 31.21% less