Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Rising Star, TX
We monitor insurance prices, helping the average driver in Rising Star save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Rising Star
The chart below shows the cheapest car insurance company in Rising Star for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Rising Star Insurer | Monthly Cost |
|---|---|
| Clearcover | $43 |
| Mile Auto | $56 |
| Progressive | $58 |
| State Farm | $62 |
Savings for Every Kind of Rising Star Driver
Based on our extensive insurance data, we know the average Rising Star driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $341 per year by choosing the right vehicle insurance company. Some Rising Star residents are paying out over $1,657 extra every year for auto insurance in Rising Star. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rising Star, TX Savings / Yr. |
|---|---|
$341 |
|
$780 |
|
$688 |
|
$788 |
|
$1,199 |
|
$453 |
|
$495 |
Rising Star Car Insurance vs. Texas
People living in Rising Star pay an average of 15.22% less than the typical driver in the state. The average driver in Rising Star can expect to pay about $987 per year, or $1,657 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Rising Star for most people.
Car Insurance Prices by Rising Star Neighborhood
Insurance Prices
Where is insurance cheapest within Rising Star?
The map shows insurance prices in and around Rising Star, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $1,662 to a low of $1,618. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Rising Star.Pick the Best Car Insurance Company for You in Rising Star
The best car insurance provider for most drivers in Rising Star
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $341 over the average Rising Star car insurance company.
The best car insurance provider for Rising Star drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $780 over the competition.
The best car insurance company for Rising Star drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $688 better than other car insurance companies.
The best auto insurance for Rising Star drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $788 less each year.
The least expensive car insurance company for new and young drivers in Rising Star
In Rising Star, State Farm costs young drivers $1,199 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rising Star
State Farm gave the largest car insurance discounts to married couples, averaging $453 saved each year compared to an average Rising Star couple's premiums.
The cheapest car insurance in Rising Star for drivers with bad credit
The best Rising Star car insurance company for customer service
Nationwide was the best company for customer service in Rising Star according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Rising Star, which was better than other insurers.
The cheapest large national provider in Rising Star
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Rising Star driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rising Star, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Rising Star
What Influences the Cost of Car Insurance in Rising Star?
On average, car insurance in Rising Star is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Rising Star is 25 minutes, which is far less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rising Star are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Rising Star is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Rising Star is $82 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Chuckville: Insurance costs 1.09% less
- Pioneer: Insurance costs 1.09% less
- Sipe Springs: Insurance costs 2.66% less
- Byrds: Insurance costs 1.63% less
- May: Insurance costs 2.05% less
- Cross Plains: Insurance costs 3.26% less
- Williams: Insurance costs 1.81% less
- Sidney: Insurance costs 2.41% less
- Burkett: Insurance costs 1.99% less
- Duster: Insurance costs 3.14% less
Cities with Similar Populations
- Glencoe: Insurance costs 25.53% more
- Shartlesville: Insurance costs 19.86% less
- Shabbona: Insurance costs 16.17% less
- Sanville: Insurance costs 27.04% less
- Lindenwold: Insurance costs 17.14% more
- Laurel: Insurance costs 15.45% less
- Iron: Insurance costs 2.96% less
- Hubbard: Insurance costs 25.71% less
- Howland: Insurance costs 43.63% less
- Houston: Insurance costs 37.18% less