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Get Cheap Car Insurance in Rising Sun, IL
We monitor insurance prices, helping the average driver in Rising Sun save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Rising Sun
The chart below shows the cheapest car insurance company in Rising Sun for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Rising Sun Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Country Financial | $56 |
| Metromile | $61 |
| American Family Insurance | $65 |
Savings for Every Kind of Rising Sun Driver
Based on our extensive insurance data, we know the average Rising Sun driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $358 per year by choosing the right vehicle insurance company. Some Rising Sun residents are paying out over $1,532 extra every year for auto insurance in Rising Sun. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rising Sun, IL Savings / Yr. |
|---|---|
$358 |
|
$673 |
|
$538 |
|
$565 |
|
$1,391 |
|
$400 |
|
$514 |
Rising Sun Car Insurance vs. Illinois
People living in Rising Sun pay an average of 1.38% more than the typical driver in the state. The average driver in Rising Sun can expect to pay about $909 per year, or $1,532 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Rising Sun for most people.
Car Insurance Prices by Rising Sun Neighborhood
Insurance Prices
Where is insurance cheapest within Rising Sun?
The map shows insurance prices in and around Rising Sun, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,532 to a low of $1,532. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Rising Sun.Pick the Best Car Insurance Company for You in Rising Sun
The best car insurance provider for most drivers in Rising Sun
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $358 over the average Rising Sun car insurance company.
The best car insurance provider for Rising Sun drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $673 over the competition.
The best car insurance company for Rising Sun drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $538 better than other car insurance companies.
The best auto insurance for Rising Sun drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $565 less each year.
The least expensive car insurance company for new and young drivers in Rising Sun
In Rising Sun, State Farm costs young drivers $1,391 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rising Sun
State Farm gave the largest car insurance discounts to married couples, averaging $400 saved each year compared to an average Rising Sun couple's premiums.
The cheapest car insurance in Rising Sun for drivers with bad credit
The best Rising Sun car insurance company for customer service
Nationwide was the best company for customer service in Rising Sun according to the NAIC.
Recent price drops
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The cheapest large national provider in Rising Sun
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Rising Sun driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rising Sun, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Rising Sun
What Influences the Cost of Car Insurance in Rising Sun?
On average, car insurance in Rising Sun is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Rising Sun is 34 minutes, which is a little more than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rising Sun are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Rising Sun has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Rising Sun is $76 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Maunie: Insurance costs 0.72% less
- Savah: Insurance costs 23.17% less
- Emma: Insurance costs the same
- Grafton: Insurance costs 24.22% less
- Upton: Insurance costs 23.69% less
- New Haven: Insurance costs 4.05% less
- Epworth: Insurance costs 4.31% less
- Hovey: Insurance costs 23.50% less
- Herald: Insurance costs 4.90% less
- Solitude: Insurance costs 22.52% less
Cities with Similar Populations
- Rhinehart: Insurance costs 100.91% more
- Ogden: Insurance costs 20.82% less
- Ogden: Insurance costs 10.77% less
- Old Clarendon: Insurance costs 11.95% less
- Oldtown: Insurance costs 27.94% less
- Olex: Insurance costs 7.70% less
- Olivet: Insurance costs 8.68% less
- Oregon Hill: Insurance costs 11.42% less
- Oscar: Insurance costs 10.25% more
- Otisco Valley: Insurance costs 33.81% more