Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Riverside Heights, MN
We monitor insurance prices, helping the average driver in Riverside Heights save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Riverside Heights
The chart below shows the cheapest car insurance company in Riverside Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Riverside Heights Insurer | Monthly Cost |
|---|---|
| State Farm | $48 |
| Auto-Owners Insurance | $54 |
| Kemper | $57 |
| American Family Insurance | $57 |
Savings for Every Kind of Riverside Heights Driver
Based on our extensive insurance data, we know the average Riverside Heights driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $410 per year by choosing the right vehicle insurance company. Some Riverside Heights residents are paying out over $1,524 extra every year for auto insurance in Riverside Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Riverside Heights, MN Savings / Yr. |
|---|---|
$410 |
|
$516 |
|
$332 |
|
$675 |
|
$1,157 |
|
$343 |
|
$901 |
Riverside Heights Car Insurance vs. Minnesota
People living in Riverside Heights pay an average of 5.10% less than the typical driver in the state. The average driver in Riverside Heights can expect to pay about $789 per year, or $1,524 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Riverside Heights for most people.
Car Insurance Prices by Riverside Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Riverside Heights?
The map shows insurance prices in and around Riverside Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $41 per year within the city boundaries, with insurance premiums ranging from a high of $1,551 to a low of $1,510. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Riverside Heights.Pick the Best Car Insurance Company for You in Riverside Heights
The best car insurance provider for most drivers in Riverside Heights
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $410 over the average Riverside Heights car insurance company.
The best car insurance provider for Riverside Heights drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $516 over the competition.
The best car insurance company for Riverside Heights drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $332 better than other car insurance companies.
The best auto insurance for Riverside Heights drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $675 less each year.
The least expensive car insurance company for new and young drivers in Riverside Heights
In Riverside Heights, State Farm costs young drivers $1,157 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Riverside Heights
State Farm gave the largest car insurance discounts to married couples, averaging $343 saved each year compared to an average Riverside Heights couple's premiums.
The cheapest car insurance in Riverside Heights for drivers with bad credit
The best Riverside Heights car insurance company for customer service
Nationwide was the best company for customer service in Riverside Heights according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Riverside Heights, which was better than other insurers.
The cheapest large national provider in Riverside Heights
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Riverside Heights driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Riverside Heights, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Riverside Heights
What Influences the Cost of Car Insurance in Riverside Heights?
On average, car insurance in Riverside Heights is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Riverside Heights is 26 minutes, which is a little less than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Riverside Heights are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Riverside Heights has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Riverside Heights is $66 per month for minimum coverage and $127 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Blue Earth: Insurance costs 1.77% more
- Dell: Insurance costs 0.92% more
- Winnebago: Insurance costs 2.82% more
- Guckeen: Insurance costs 0.33% less
- Delavan: Insurance costs 0.26% less
- Huntley: Insurance costs 0.46% less
- Easton: Insurance costs 0.92% more
- Frost: Insurance costs 0.07% less
- Pilot Grove: Insurance costs 0.92% less
- Granada: Insurance costs 0.98% less
Cities with Similar Populations
- Ridgeville: Insurance costs 14.37% less
- Nevinville: Insurance costs 18.31% less
- New Empire: Insurance costs 36.22% more
- New Hartford: Insurance costs 7.55% less
- New Point: Insurance costs 23.69% less
- New Salem: Insurance costs 1.77% more
- New York: Insurance costs 16.34% more
- Newfoundland: Insurance costs 46.33% more
- Nina: Insurance costs 38.12% more
- Nodaway: Insurance costs 14.37% more