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Get Cheap Car Insurance in Riverview, MI

We monitor insurance prices, helping the average driver in Riverview save up to 41.9% on car insurance.

 

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The Cheapest Minimum Coverage in Riverview

The chart below shows the cheapest car insurance company in Riverview for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.

 
Riverview Insurer Monthly Cost
Auto-Owners Insurance $110
Progressive $126
State Farm $127
Safeco Insurance $134

Savings for Every Kind of Riverview Driver

The table shows how much the average auto insurance customer in Riverview might save by following our recommendations.

Based on our extensive insurance data, we know the average Riverview driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,196 per year by choosing the right vehicle insurance company. Some Riverview residents are paying out over $2,976 extra every year for auto insurance in Riverview. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Riverview Car Insurance vs. Michigan

People living in Riverview pay an average of 2.66% more than the typical driver in the state. The average driver in Riverview can expect to pay about $2,261 per year, or $2,976 for full coverage.

Based on our analysis, Safeco Insurance will be the cheapest provider in Riverview for most people.

Car Insurance Prices by Riverview Neighborhood

Riverview, MI map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Riverview?

The map shows insurance prices in and around Riverview, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $480 per year within the city boundaries, with insurance premiums ranging from a high of $3,216 to a low of $2,736. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the South parts of Riverview.

Pick the Best Car Insurance Company for You in Riverview

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Riverview insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Riverview

For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,196 over the average Riverview car insurance company.

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We use the average good driver, paying $148 per month, as our baseline for pricing in Riverview. Geico, Safeco Insurance, and Auto-Owners Insurance are all good choices for quotes if you have a clean record.

The best car insurance provider for Riverview drivers with accidents on their records

In Riverview getting into an accident will raise premiums an average 38% for a yearly cost of $4,806. That's $1,829 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Progressive, Auto-Owners Insurance, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,953 over the competition.

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The best car insurance company for Riverview drivers with speeding tickets

>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,728 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Riverview, tickets raise premiums on new quotes about $1,362. If you have a speeding ticket, we recommend Progressive, Auto-Owners Insurance, and Safeco Insurance for savings that beat the average insurance cost of $4,339 per year.

The best auto insurance for Riverview drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $6,270 per year in auto insurance premiums, which was $3,293 more than a driver with no major issues. Progressive, Auto-Owners Insurance, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $2,626 less each year.

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The least expensive car insurance company for new and young drivers in Riverview

In Riverview, Geico costs young drivers $3,098 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 65% more for insurance than more mature drivers in Riverview. With an average cost of $8,395 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like Geico, Progressive, and Auto-Owners Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Riverview

The state of Michigan does not allow marriage discounts, so the prices are unchanged if you are married

The cheapest car insurance in Riverview for drivers with bad credit

The state of Michigan does not allow companies to use credit score to figure out premiums, so the prices are unchanged regardless of credit score

The best Riverview car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Riverview, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Riverview.

Nationwide was the best company for customer service in Riverview according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Riverview, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Riverview. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Riverview

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 37% of Riverview residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Riverview driver can expect to pay about $163 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Riverview, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.
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Auto Insurance Prices in and Around Riverview

What Influences the Cost of Car Insurance in Riverview?

On average, car insurance in Riverview is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Riverview is 31 minutes, which is about the national average for a driver in the state.
  • Michigan state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
  • Riverview is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Riverview is $188 per month for minimum coverage and $248 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Riverview driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Riverview with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.