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Get Cheap Car Insurance in Roanoke, AL
We monitor insurance prices, helping the average driver in Roanoke save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Roanoke
The chart below shows the cheapest car insurance company in Roanoke for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Roanoke Insurer | Monthly Cost |
|---|---|
| Travelers | $69 |
| Gainsco | $72 |
| State Farm | $75 |
| Safe Auto | $76 |
Savings for Every Kind of Roanoke Driver
Based on our extensive insurance data, we know the average Roanoke driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $386 per year by choosing the right vehicle insurance company. Some Roanoke residents are paying out over $1,557 extra every year for auto insurance in Roanoke. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Roanoke, AL Savings / Yr. |
|---|---|
$386 |
|
$524 |
|
$491 |
|
$557 |
|
$1,210 |
|
$67 |
|
$329 |
Roanoke Car Insurance vs. Alabama
People living in Roanoke pay an average of 2.89% less than the typical driver in the state. The average driver in Roanoke can expect to pay about $1,027 per year, or $1,557 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Roanoke for most people.
Car Insurance Prices by Roanoke Neighborhood
Insurance Prices
Where is insurance cheapest within Roanoke?
The map shows insurance prices in and around Roanoke, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $224 per year within the city boundaries, with insurance premiums ranging from a high of $1,692 to a low of $1,468. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Roanoke.Pick the Best Car Insurance Company for You in Roanoke
The best car insurance provider for most drivers in Roanoke
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $386 over the average Roanoke car insurance company.
The best car insurance provider for Roanoke drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $524 over the competition.
The best car insurance company for Roanoke drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $491 better than other car insurance companies.
The best auto insurance for Roanoke drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $557 less each year.
The least expensive car insurance company for new and young drivers in Roanoke
In Roanoke, Travelers costs young drivers $1,210 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Roanoke
State Farm gave the largest car insurance discounts to married couples, averaging $67 saved each year compared to an average Roanoke couple's premiums.
The cheapest car insurance in Roanoke for drivers with bad credit
The best Roanoke car insurance company for customer service
Recent price drops
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The cheapest large national provider in Roanoke
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Roanoke driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Roanoke, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Roanoke
What Influences the Cost of Car Insurance in Roanoke?
On average, car insurance in Roanoke is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Roanoke is 32 minutes, which is a little less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Roanoke are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Roanoke is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Roanoke is $86 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Moores Crossroads: Insurance costs 5.20% more
- Taylors Crossroads: Insurance costs 1.48% less
- Rock Mills: Insurance costs 3.40% less
- Bacon Level: Insurance costs 1.99% more
- Peavy: Insurance costs 0.39% less
- Pooles Crossroad: Insurance costs 0.13% less
- Stroud: Insurance costs 0.71% less
- Wehadkee: Insurance costs 0.77% less
- Cornhouse: Insurance costs 1.35% less
- Standing Rock: Insurance costs 1.80% less
Cities with Similar Populations
- Putnam: Insurance costs 22.41% more
- Mulvane: Insurance costs 0.32% less
- Muncy: Insurance costs 16.63% less
- Murphy: Insurance costs 21.64% more
- Nevada: Insurance costs 23.70% less
- New Castle: Insurance costs 15.29% more
- New Freedom: Insurance costs 15.93% less
- Pleasant Hills: Insurance costs 9.12% less
- Presque Isle: Insurance costs 40.98% less
- Prestonsburg: Insurance costs 44.25% more