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Get Cheap Car Insurance in Rock Grove, IL
We monitor insurance prices, helping the average driver in Rock Grove save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Rock Grove
The chart below shows the cheapest car insurance company in Rock Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Rock Grove Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Country Financial | $48 |
| Metromile | $53 |
| American Family Insurance | $56 |
Savings for Every Kind of Rock Grove Driver
Based on our extensive insurance data, we know the average Rock Grove driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $310 per year by choosing the right vehicle insurance company. Some Rock Grove residents are paying out over $1,325 extra every year for auto insurance in Rock Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rock Grove, IL Savings / Yr. |
|---|---|
$310 |
|
$582 |
|
$466 |
|
$489 |
|
$1,203 |
|
$346 |
|
$445 |
Rock Grove Car Insurance vs. Illinois
People living in Rock Grove pay an average of 12.29% less than the typical driver in the state. The average driver in Rock Grove can expect to pay about $787 per year, or $1,325 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Rock Grove for most people.
Car Insurance Prices by Rock Grove Neighborhood
Insurance Prices
Where is insurance cheapest within Rock Grove?
The map shows insurance prices in and around Rock Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $24 per year within the city boundaries, with insurance premiums ranging from a high of $1,345 to a low of $1,321. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Rock Grove.Pick the Best Car Insurance Company for You in Rock Grove
The best car insurance provider for most drivers in Rock Grove
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $310 over the average Rock Grove car insurance company.
The best car insurance provider for Rock Grove drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $582 over the competition.
The best car insurance company for Rock Grove drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $466 better than other car insurance companies.
The best auto insurance for Rock Grove drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $489 less each year.
The least expensive car insurance company for new and young drivers in Rock Grove
In Rock Grove, State Farm costs young drivers $1,203 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rock Grove
State Farm gave the largest car insurance discounts to married couples, averaging $346 saved each year compared to an average Rock Grove couple's premiums.
The cheapest car insurance in Rock Grove for drivers with bad credit
The best Rock Grove car insurance company for customer service
Nationwide was the best company for customer service in Rock Grove according to the NAIC.
Recent price drops
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The cheapest large national provider in Rock Grove
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Rock Grove driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rock Grove, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Rock Grove
What Influences the Cost of Car Insurance in Rock Grove?
On average, car insurance in Rock Grove is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Rock Grove is 30 minutes, which is a little less than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rock Grove are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Rock Grove is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Rock Grove is $66 per month for minimum coverage and $110 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rock City: Insurance costs 1.06% more
- Dakota: Insurance costs 0.08% more
- Oakley: Insurance costs 16.83% less
- Davis: Insurance costs 3.70% more
- Lake Summerset: Insurance costs 1.89% more
- Twin Grove: Insurance costs 17.21% less
- Orangeville: Insurance costs 0.83% more
- Juda: Insurance costs 17.06% less
- Winneshiek: Insurance costs 1.89% more
- Buena Vista: Insurance costs 1.81% more
Cities with Similar Populations
- Melstone: Insurance costs 22.26% more
- Mayfield: Insurance costs 16.23% more
- Mays: Insurance costs 5.51% less
- Maysville: Insurance costs 10.79% less
- McBride: Insurance costs 30.11% more
- Aaron: Insurance costs 57.51% more
- McComas: Insurance costs 13.89% more
- McCracken: Insurance costs 20.08% more
- McGregor: Insurance costs 22.49% more
- Mcgrew: Insurance costs 9.96% more