Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Rockville, VA
We monitor insurance prices, helping the average driver in Rockville save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Rockville
The chart below shows the cheapest car insurance company in Rockville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Rockville Insurer | Monthly Cost |
|---|---|
| Metromile | $43 |
| Geico | $49 |
| Farm Bureau | $51 |
| Safeco Insurance | $54 |
Savings for Every Kind of Rockville Driver
Based on our extensive insurance data, we know the average Rockville driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $448 per year by choosing the right vehicle insurance company. Some Rockville residents are paying out over $1,189 extra every year for auto insurance in Rockville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rockville, VA Savings / Yr. |
|---|---|
$448 |
|
$765 |
|
$655 |
|
$640 |
|
$1,047 |
|
$240 |
|
$432 |
Rockville Car Insurance vs. Virginia
People living in Rockville pay an average of 2.13% less than the typical driver in the state. The average driver in Rockville can expect to pay about $823 per year, or $1,189 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Rockville for most people.
Car Insurance Prices by Rockville Neighborhood
Insurance Prices
Where is insurance cheapest within Rockville?
The map shows insurance prices in and around Rockville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $84 per year within the city boundaries, with insurance premiums ranging from a high of $1,246 to a low of $1,162. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Rockville.Pick the Best Car Insurance Company for You in Rockville
The best car insurance provider for most drivers in Rockville
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $448 over the average Rockville car insurance company.
The best car insurance provider for Rockville drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $765 over the competition.
The best car insurance company for Rockville drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $655 better than other car insurance companies.
The best auto insurance for Rockville drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $640 less each year.
The least expensive car insurance company for new and young drivers in Rockville
In Rockville, Erie Insurance costs young drivers $1,047 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rockville
Farm Bureau gave the largest car insurance discounts to married couples, averaging $240 saved each year compared to an average Rockville couple's premiums.
The cheapest car insurance in Rockville for drivers with bad credit
The best Rockville car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Rockville, which was better than other insurers.
The cheapest large national provider in Rockville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Rockville driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rockville, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Rockville
What Influences the Cost of Car Insurance in Rockville?
On average, car insurance in Rockville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Rockville is 37 minutes, which is about the national average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rockville are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Rockville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Rockville is $69 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Oilville: Insurance costs 0.76% more
- Wyndham: Insurance costs 2.78% more
- Dabneys: Insurance costs 2.10% more
- Manakin-Sabot: Insurance costs 1.77% more
- Montpelier: Insurance costs 2.78% more
- Short Pump: Insurance costs 3.36% more
- Maidens: Insurance costs 3.11% more
- Sabot: Insurance costs 2.27% more
- Innsbrook: Insurance costs 3.28% more
- Locust Creek: Insurance costs 1.35% more
Cities with Similar Populations
- Cutchogue: Insurance costs 100.50% more
- Dyess Afb: Insurance costs 34.40% more
- Keedysville: Insurance costs 49.62% more
- Watonga: Insurance costs 45.58% more
- Unionville: Insurance costs 13.12% more
- Suggs Creek: Insurance costs 16.40% more
- State Road: Insurance costs 2.35% more
- Lyons: Insurance costs 56.43% more
- Lewisport: Insurance costs 69.89% more
- Lancaster: Insurance costs 0.50% more