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Get Cheap Car Insurance in Roma, TX
We monitor insurance prices, helping the average driver in Roma save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Roma
The chart below shows the cheapest car insurance company in Roma for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Roma Insurer | Monthly Cost |
|---|---|
| Clearcover | $49 |
| Mile Auto | $64 |
| Progressive | $65 |
| State Farm | $70 |
Savings for Every Kind of Roma Driver
Based on our extensive insurance data, we know the average Roma driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $386 per year by choosing the right vehicle insurance company. Some Roma residents are paying out over $1,878 extra every year for auto insurance in Roma. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Roma, TX Savings / Yr. |
|---|---|
$386 |
|
$884 |
|
$779 |
|
$893 |
|
$1,359 |
|
$513 |
|
$561 |
Roma Car Insurance vs. Texas
People living in Roma pay an average of 3.89% less than the typical driver in the state. The average driver in Roma can expect to pay about $1,119 per year, or $1,878 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Roma for most people.
Car Insurance Prices by Roma Neighborhood
Insurance Prices
Where is insurance cheapest within Roma?
The map shows insurance prices in and around Roma, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $312 per year within the city boundaries, with insurance premiums ranging from a high of $1,981 to a low of $1,669. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Roma.Pick the Best Car Insurance Company for You in Roma
The best car insurance provider for most drivers in Roma
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $386 over the average Roma car insurance company.
The best car insurance provider for Roma drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $884 over the competition.
The best car insurance company for Roma drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $779 better than other car insurance companies.
The best auto insurance for Roma drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $893 less each year.
The least expensive car insurance company for new and young drivers in Roma
In Roma, State Farm costs young drivers $1,359 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Roma
State Farm gave the largest car insurance discounts to married couples, averaging $513 saved each year compared to an average Roma couple's premiums.
The cheapest car insurance in Roma for drivers with bad credit
The best Roma car insurance company for customer service
Recent price drops
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The cheapest large national provider in Roma
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Roma driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Roma, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Roma
What Influences the Cost of Car Insurance in Roma?
On average, car insurance in Roma is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Roma is 28 minutes, which is a little less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Roma are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Roma is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Roma is $93 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Los Saenz: Insurance costs 1.70% more
- Roma Creek: Insurance costs 1.17% more
- Old Escobares: Insurance costs 1.33% more
- Escobares: Insurance costs 4.10% less
- Fronton: Insurance costs 10.44% less
- Rosita: Insurance costs 7.72% less
- Salineno: Insurance costs 8.95% less
- Los Ebanos: Insurance costs 9.58% less
- Falcon Village: Insurance costs 7.61% less
- Rio Grande City: Insurance costs 3.67% less
Cities with Similar Populations
- Wallkill: Insurance costs 27.37% more
- Bay Village: Insurance costs 41.48% less
- Bethlehem: Insurance costs 1.54% less
- Bridgeville: Insurance costs 27.80% less
- Uniontown: Insurance costs 42.23% less
- Upper Marlboro: Insurance costs 16.08% more
- Vandalia: Insurance costs 42.76% less
- Vermilion: Insurance costs 40.31% less
- Vine Grove: Insurance costs 14.00% more
- Vineyard: Insurance costs 23.06% less