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Get Cheap Car Insurance in Rome City, IN
We monitor insurance prices, helping the average driver in Rome City save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Rome City
The chart below shows the cheapest car insurance company in Rome City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.
| Rome City Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $44 |
| State Farm | $47 |
| Safe Auto | $48 |
| Travelers | $48 |
Savings for Every Kind of Rome City Driver
Based on our extensive insurance data, we know the average Rome City driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $343 per year by choosing the right vehicle insurance company. Some Rome City residents are paying out over $1,176 extra every year for auto insurance in Rome City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rome City, IN Savings / Yr. |
|---|---|
$343 |
|
$535 |
|
$434 |
|
$306 |
|
$615 |
|
$263 |
|
$375 |
Rome City Car Insurance vs. Indiana
People living in Rome City pay an average of 3.73% less than the typical driver in the state. The average driver in Rome City can expect to pay about $730 per year, or $1,176 for full coverage.
Based on our analysis, Erie Insurance will be the cheapest provider in Rome City for most people.
Car Insurance Prices by Rome City Neighborhood
Insurance Prices
Where is insurance cheapest within Rome City?
The map shows insurance prices in and around Rome City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the city boundaries, with insurance premiums ranging from a high of $1,199 to a low of $1,143. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Rome City.Pick the Best Car Insurance Company for You in Rome City
The best car insurance provider for most drivers in Rome City
For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $343 over the average Rome City car insurance company.
The best car insurance provider for Rome City drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $535 over the competition.
The best car insurance company for Rome City drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $434 better than other car insurance companies.
The best auto insurance for Rome City drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $306 less each year.
The least expensive car insurance company for new and young drivers in Rome City
In Rome City, State Farm costs young drivers $615 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rome City
State Farm gave the largest car insurance discounts to married couples, averaging $263 saved each year compared to an average Rome City couple's premiums.
The cheapest car insurance in Rome City for drivers with bad credit
The best Rome City car insurance company for customer service
Recent price drops
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The cheapest large national provider in Rome City
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Rome City driver can expect to pay about $78 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rome City, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.Auto Insurance Prices in and Around Rome City
What Influences the Cost of Car Insurance in Rome City?
On average, car insurance in Rome City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Indiana state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rome City are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Rome City has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Rome City is $61 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
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Cities with Similar Populations
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- Wagner: Insurance costs 36.65% more
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- Gueydan: Insurance costs 156.04% more
- Gibbsboro: Insurance costs 52.21% more
- Eucha: Insurance costs 44.56% more
- Enterprise: Insurance costs 19.39% more
- Eaton: Insurance costs 0.17% less
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