Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Romney, TX
We monitor insurance prices, helping the average driver in Romney save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Romney
The chart below shows the cheapest car insurance company in Romney for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Romney Insurer | Monthly Cost |
|---|---|
| Clearcover | $43 |
| Mile Auto | $56 |
| Progressive | $57 |
| State Farm | $62 |
Savings for Every Kind of Romney Driver
Based on our extensive insurance data, we know the average Romney driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $339 per year by choosing the right vehicle insurance company. Some Romney residents are paying out over $1,645 extra every year for auto insurance in Romney. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Romney, TX Savings / Yr. |
|---|---|
$339 |
|
$775 |
|
$683 |
|
$782 |
|
$1,191 |
|
$450 |
|
$492 |
Romney Car Insurance vs. Texas
People living in Romney pay an average of 15.79% less than the typical driver in the state. The average driver in Romney can expect to pay about $980 per year, or $1,645 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Romney for most people.
Car Insurance Prices by Romney Neighborhood
Insurance Prices
Where is insurance cheapest within Romney?
The map shows insurance prices in and around Romney, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $54 per year within the city boundaries, with insurance premiums ranging from a high of $1,662 to a low of $1,608. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Romney.Pick the Best Car Insurance Company for You in Romney
The best car insurance provider for most drivers in Romney
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $339 over the average Romney car insurance company.
The best car insurance provider for Romney drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $775 over the competition.
The best car insurance company for Romney drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $683 better than other car insurance companies.
The best auto insurance for Romney drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $782 less each year.
The least expensive car insurance company for new and young drivers in Romney
In Romney, State Farm costs young drivers $1,191 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Romney
State Farm gave the largest car insurance discounts to married couples, averaging $450 saved each year compared to an average Romney couple's premiums.
The cheapest car insurance in Romney for drivers with bad credit
The best Romney car insurance company for customer service
Recent price drops
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The cheapest large national provider in Romney
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Romney driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Romney, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Romney
What Influences the Cost of Car Insurance in Romney?
On average, car insurance in Romney is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Romney is 26 minutes, which is far less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Romney are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Romney is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Romney is $82 per month for minimum coverage and $137 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Carbon: Insurance costs 2.19% less
- Nimrod: Insurance costs 1.82% more
- Cisco: Insurance costs 1.46% more
- Mangum: Insurance costs 2.37% more
- Scranton: Insurance costs 2.49% more
- Sabanno: Insurance costs 2.61% more
- Pioneer: Insurance costs 0.36% less
- Pleasant Hill: Insurance costs 3.22% more
- Eastland: Insurance costs 0.97% more
- Kokomo: Insurance costs 2.25% less
Cities with Similar Populations
- Sena: Insurance costs 8.02% less
- Long: Insurance costs 34.89% less
- Lonoak: Insurance costs 12.58% more
- Loomis: Insurance costs 33.68% less
- Lorado: Insurance costs 4.62% more
- Sample Run: Insurance costs 17.81% less
- San Jose: Insurance costs 6.81% less
- Sanford Hill: Insurance costs 17.87% less
- Sanger: Insurance costs 11.19% less
- Sayre: Insurance costs 7.23% less