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Get Cheap Car Insurance in Roosevelt, UT
We monitor insurance prices, helping the average driver in Roosevelt save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in Roosevelt
The chart below shows the cheapest car insurance company in Roosevelt for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| Roosevelt Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $50 |
| Auto-Owners Insurance | $50 |
| Travelers | $58 |
| State Farm | $60 |
Savings for Every Kind of Roosevelt Driver
Based on our extensive insurance data, we know the average Roosevelt driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $422 per year by choosing the right vehicle insurance company. Some Roosevelt residents are paying out over $1,373 extra every year for auto insurance in Roosevelt. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Roosevelt, UT Savings / Yr. |
|---|---|
$422 |
|
$768 |
|
$614 |
|
$775 |
|
$2,034 |
|
$222 |
|
$887 |
Roosevelt Car Insurance vs. Utah
People living in Roosevelt pay an average of 3.54% less than the typical driver in the state. The average driver in Roosevelt can expect to pay about $762 per year, or $1,373 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in Roosevelt for most people.
Car Insurance Prices by Roosevelt Neighborhood
Insurance Prices
Where is insurance cheapest within Roosevelt?
The map shows insurance prices in and around Roosevelt, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $51 per year within the city boundaries, with insurance premiums ranging from a high of $1,418 to a low of $1,367. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Roosevelt.Pick the Best Car Insurance Company for You in Roosevelt
The best car insurance provider for most drivers in Roosevelt
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $422 over the average Roosevelt car insurance company.
The best car insurance provider for Roosevelt drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $768 over the competition.
The best car insurance company for Roosevelt drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $614 better than other car insurance companies.
The best auto insurance for Roosevelt drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $775 less each year.
The least expensive car insurance company for new and young drivers in Roosevelt
In Roosevelt, Bear River Mutual costs young drivers $2,034 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Roosevelt
Progressive gave the largest car insurance discounts to married couples, averaging $222 saved each year compared to an average Roosevelt couple's premiums.
The cheapest car insurance in Roosevelt for drivers with bad credit
The best Roosevelt car insurance company for customer service
Recent price drops
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The cheapest large national provider in Roosevelt
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Roosevelt driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Roosevelt, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around Roosevelt
What Influences the Cost of Car Insurance in Roosevelt?
On average, car insurance in Roosevelt is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Roosevelt is 20 minutes, which is far less than average for a driver in the state.
- Utah state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Roosevelt are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Roosevelt is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Roosevelt is $64 per month for minimum coverage and $114 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ballard: Insurance costs 1.53% more
- Cedarview: Insurance costs 0.29% more
- Leeton: Insurance costs 2.91% more
- Fort Duchesne: Insurance costs 1.53% more
- Ioka: Insurance costs 0.22% less
- Myton: Insurance costs 0.22% more
- Monarch: Insurance costs 0.87% more
- Ouray: Insurance costs 0.44% more
- Upalco: Insurance costs 0.22% less
- Neola: Insurance costs 0.87% more
Cities with Similar Populations
- Rockdale: Insurance costs 20.10% more
- Proctorville: Insurance costs 19.23% less
- Richland Hills: Insurance costs 30.30% more
- Richmond Heights: Insurance costs 152.29% more
- Richmond Heights: Insurance costs 40.42% more
- Richmond: Insurance costs 118.72% more
- Ripley: Insurance costs 18.86% more
- Rittman: Insurance costs 20.54% less
- Riverdale: Insurance costs 0.07% less
- Riverside: Insurance costs 60.16% more