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Get Cheap Car Insurance in Roscoe, KY
We monitor insurance prices, helping the average driver in Roscoe save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Roscoe
The chart below shows the cheapest car insurance company in Roscoe for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Roscoe Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $65 |
| State Farm | $65 |
| Travelers | $95 |
| Geico | $102 |
Savings for Every Kind of Roscoe Driver
Based on our extensive insurance data, we know the average Roscoe driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $575 per year by choosing the right vehicle insurance company. Some Roscoe residents are paying out over $2,277 extra every year for auto insurance in Roscoe. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Roscoe, KY Savings / Yr. |
|---|---|
$575 |
|
$943 |
|
$928 |
|
$939 |
|
$1,859 |
|
$622 |
|
$997 |
Roscoe Car Insurance vs. Kentucky
People living in Roscoe pay an average of 6.72% more than the typical driver in the state. The average driver in Roscoe can expect to pay about $1,173 per year, or $2,277 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Roscoe for most people.
Car Insurance Prices by Roscoe Neighborhood
Insurance Prices
Where is insurance cheapest within Roscoe?
The map shows insurance prices in and around Roscoe, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $116 per year within the city boundaries, with insurance premiums ranging from a high of $2,300 to a low of $2,184. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Roscoe.Pick the Best Car Insurance Company for You in Roscoe
The best car insurance provider for most drivers in Roscoe
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $575 over the average Roscoe car insurance company.
The best car insurance provider for Roscoe drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $943 over the competition.
The best car insurance company for Roscoe drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $928 better than other car insurance companies.
The best auto insurance for Roscoe drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $939 less each year.
The least expensive car insurance company for new and young drivers in Roscoe
In Roscoe, State Farm costs young drivers $1,859 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Roscoe
State Farm gave the largest car insurance discounts to married couples, averaging $622 saved each year compared to an average Roscoe couple's premiums.
The cheapest car insurance in Roscoe for drivers with bad credit
The best Roscoe car insurance company for customer service
Recent price drops
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The cheapest large national provider in Roscoe
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Roscoe driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Roscoe, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Roscoe
What Influences the Cost of Car Insurance in Roscoe?
On average, car insurance in Roscoe is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Roscoe is 38 minutes, which is a little more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Roscoe are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Roscoe has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Roscoe is $98 per month for minimum coverage and $190 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fannin: Insurance costs 1.01% more
- Crockett: Insurance costs 1.58% less
- Elkfork: Insurance costs 1.89% less
- Faye: Insurance costs 3.16% less
- Little Sandy: Insurance costs 1.32% less
- Moon: Insurance costs 2.64% more
- Isonville: Insurance costs 1.05% more
- Bigstone: Insurance costs 2.72% less
- Sandy Hook: Insurance costs 2.06% less
- Spanglin: Insurance costs 3.25% less
Cities with Similar Populations
- Shelfar: Insurance costs 46.03% less
- Majorsville: Insurance costs 31.58% less
- Makatoka: Insurance costs 43.83% less
- Makaweli: Insurance costs 47.52% less
- Mandalay: Insurance costs 24.55% less
- Manhattan Beach: Insurance costs 28.90% less
- Manitou: Insurance costs 25.91% less
- Sellers: Insurance costs 20.07% less
- Sergeant: Insurance costs 40.10% less
- Seville: Insurance costs 37.42% less