Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Roseburg, IN
We monitor insurance prices, helping the average driver in Roseburg save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Roseburg
The chart below shows the cheapest car insurance company in Roseburg for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.
| Roseburg Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $46 |
| State Farm | $49 |
| Safe Auto | $50 |
| Travelers | $50 |
Savings for Every Kind of Roseburg Driver
Based on our extensive insurance data, we know the average Roseburg driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $357 per year by choosing the right vehicle insurance company. Some Roseburg residents are paying out over $1,225 extra every year for auto insurance in Roseburg. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Roseburg, IN Savings / Yr. |
|---|---|
$357 |
|
$557 |
|
$452 |
|
$319 |
|
$640 |
|
$274 |
|
$391 |
Roseburg Car Insurance vs. Indiana
People living in Roseburg pay an average of 0.21% more than the typical driver in the state. The average driver in Roseburg can expect to pay about $760 per year, or $1,225 for full coverage.
Based on our analysis, Erie Insurance will be the cheapest provider in Roseburg for most people.
Car Insurance Prices by Roseburg Neighborhood
Insurance Prices
Where is insurance cheapest within Roseburg?
The map shows insurance prices in and around Roseburg, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,225 to a low of $1,225. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Roseburg.Pick the Best Car Insurance Company for You in Roseburg
The best car insurance provider for most drivers in Roseburg
For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $357 over the average Roseburg car insurance company.
The best car insurance provider for Roseburg drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $557 over the competition.
The best car insurance company for Roseburg drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $452 better than other car insurance companies.
The best auto insurance for Roseburg drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $319 less each year.
The least expensive car insurance company for new and young drivers in Roseburg
In Roseburg, State Farm costs young drivers $640 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Roseburg
State Farm gave the largest car insurance discounts to married couples, averaging $274 saved each year compared to an average Roseburg couple's premiums.
The cheapest car insurance in Roseburg for drivers with bad credit
The best Roseburg car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Roseburg, which was better than other insurers.
The cheapest large national provider in Roseburg
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Roseburg driver can expect to pay about $78 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Roseburg, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.Auto Insurance Prices in and Around Roseburg
What Influences the Cost of Car Insurance in Roseburg?
On average, car insurance in Roseburg is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Roseburg is 37 minutes, which is a little more than average for a driver in the state.
- Indiana state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Roseburg are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Roseburg is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Roseburg is $63 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Liberty: Insurance costs 2.53% less
- Dunlapsville: Insurance costs 0.08% less
- Lotus: Insurance costs 4.33% less
- Cottage Grove: Insurance costs 4.24% less
- Alquina: Insurance costs 3.59% less
- Brownsville: Insurance costs 2.94% less
- Lyonsville: Insurance costs 1.14% less
- Old Bath: Insurance costs 3.27% less
- West College Corner: Insurance costs 3.10% less
- Everton: Insurance costs 0.33% less
Cities with Similar Populations
- Sitka: Insurance costs 7.27% more
- Lost Creek: Insurance costs 31.35% more
- Lothair: Insurance costs 36.33% more
- Lottie: Insurance costs 23.51% more
- Lower San Francisco Plaza: Insurance costs 12.49% more
- Lower Stanley: Insurance costs 11.76% less
- Lucas: Insurance costs 35.18% more
- Lucia: Insurance costs 46.20% more
- Shelvey: Insurance costs 9.31% more
- Shepard: Insurance costs 13.63% more