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Get Cheap Car Insurance in Rothfield, Semmes, AL
We monitor insurance prices, helping the average driver in Rothfield save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Rothfield
The chart below shows the cheapest car insurance company in Rothfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Rothfield Insurer | Monthly Cost |
|---|---|
| Travelers | $74 |
| Gainsco | $78 |
| State Farm | $81 |
| Safe Auto | $82 |
Savings for Every Kind of Rothfield Driver
Based on our extensive insurance data, we know the average Rothfield driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $415 per year by choosing the right vehicle insurance company. Some Rothfield residents are paying out over $1,676 extra every year for auto insurance in Rothfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rothfield, Semmes, AL Savings / Yr. |
|---|---|
$415 |
|
$564 |
|
$529 |
|
$600 |
|
$1,302 |
|
$72 |
|
$354 |
Rothfield Car Insurance vs. Semmes
People living in Rothfield pay an average of 4.53% more than the typical driver in the state. The average driver in Rothfield can expect to pay about $1,106 per year, or $1,676 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Rothfield for most people.
Car Insurance Prices by Rothfield Neighborhood
Insurance Prices
Where is insurance cheapest within Rothfield?
The map shows insurance prices in and around Rothfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $201 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,739 to a low of $1,538. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Rothfield.Pick the Best Car Insurance Company for You in Rothfield
The best car insurance provider for most drivers in Rothfield
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $415 over the average Rothfield car insurance company.
The best car insurance provider for Rothfield drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $564 over the competition.
The best car insurance company for Rothfield drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $529 better than other car insurance companies.
The best auto insurance for Rothfield drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $600 less each year.
The least expensive car insurance company for new and young drivers in Rothfield
In Rothfield, Travelers costs young drivers $1,302 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rothfield
State Farm gave the largest car insurance discounts to married couples, averaging $72 saved each year compared to an average Rothfield couple's premiums.
The cheapest car insurance in Rothfield for drivers with bad credit
The best Rothfield car insurance company for customer service
Recent price drops
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The cheapest large national provider in Rothfield
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Rothfield driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rothfield, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Rothfield
What Influences the Cost of Car Insurance in Rothfield?
On average, car insurance in Rothfield is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Rothfield is 34 minutes, which is far more than average for a driver in the city.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rothfield are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Rothfield has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Rothfield is $92 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Cody: Insurance costs 6.56% more
- Baker: Insurance costs 2.39% less
- Sheldon: Insurance costs 4.12% more
- Reichlieu: Insurance costs 5.73% more
- Colonial Heights: Insurance costs 1.01% more
- Thornhill: Insurance costs 2.39% more
- Westhill: Insurance costs 4.12% less
- Yorkwood: Insurance costs 6.98% more
- Second Creek: Insurance costs 3.70% more
- Berkleigh: Insurance costs 2.92% less
Neighborhoods with Similar Populations
- San Antonio Creekside: Insurance costs 15.87% more
- Mallory Creek at Abacoa: Insurance costs 55.01% more
- Maxwell: Insurance costs 15.21% more
- 9th Ward: Insurance costs 34.31% more
- Midtown Savannah: Insurance costs 16.77% more
- Mill River: Insurance costs 54.06% more
- Ridgewood: Insurance costs 33.95% less
- River Gardens: Insurance costs 35.14% more
- River Point: Insurance costs 38.13% more
- Rock Spring: Insurance costs 24.70% less