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Get Cheap Car Insurance in Roxana, KY
We monitor insurance prices, helping the average driver in Roxana save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Roxana
The chart below shows the cheapest car insurance company in Roxana for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Roxana Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $64 |
| State Farm | $64 |
| Travelers | $94 |
| Geico | $101 |
Savings for Every Kind of Roxana Driver
Based on our extensive insurance data, we know the average Roxana driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $568 per year by choosing the right vehicle insurance company. Some Roxana residents are paying out over $2,248 extra every year for auto insurance in Roxana. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Roxana, KY Savings / Yr. |
|---|---|
$568 |
|
$931 |
|
$916 |
|
$927 |
|
$1,835 |
|
$614 |
|
$984 |
Roxana Car Insurance vs. Kentucky
People living in Roxana pay an average of 5.32% more than the typical driver in the state. The average driver in Roxana can expect to pay about $1,158 per year, or $2,248 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Roxana for most people.
Car Insurance Prices by Roxana Neighborhood
Insurance Prices
Where is insurance cheapest within Roxana?
The map shows insurance prices in and around Roxana, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $112 per year within the city boundaries, with insurance premiums ranging from a high of $2,340 to a low of $2,228. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Roxana.Pick the Best Car Insurance Company for You in Roxana
The best car insurance provider for most drivers in Roxana
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $568 over the average Roxana car insurance company.
The best car insurance provider for Roxana drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $931 over the competition.
The best car insurance company for Roxana drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $916 better than other car insurance companies.
The best auto insurance for Roxana drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $927 less each year.
The least expensive car insurance company for new and young drivers in Roxana
In Roxana, State Farm costs young drivers $1,835 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Roxana
State Farm gave the largest car insurance discounts to married couples, averaging $614 saved each year compared to an average Roxana couple's premiums.
The cheapest car insurance in Roxana for drivers with bad credit
The best Roxana car insurance company for customer service
Recent price drops
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The cheapest large national provider in Roxana
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Roxana driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Roxana, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Roxana
What Influences the Cost of Car Insurance in Roxana?
On average, car insurance in Roxana is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Roxana is 42 minutes, which is far more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Roxana are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Roxana is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Roxana is $96 per month for minimum coverage and $187 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Premium: Insurance costs 1.56% more
- Letcher: Insurance costs 0.36% more
- Skyline: Insurance costs 4.09% more
- Blackey: Insurance costs 1.11% less
- Hallie: Insurance costs 2.54% more
- Jeremiah: Insurance costs 1.82% more
- Linefork: Insurance costs 0.67% more
- Isom: Insurance costs 1.11% more
- Whitesburg: Insurance costs 1.20% less
- Redfox: Insurance costs 3.65% more
Cities with Similar Populations
- Shields: Insurance costs 37.28% less
- Lakeville: Insurance costs 5.38% more
- Lancaster Hill: Insurance costs 41.41% less
- Langford: Insurance costs 2.36% more
- Lasleys Point: Insurance costs 52.85% less
- Lastrup: Insurance costs 26.25% less
- Lawrenceville: Insurance costs 23.09% less
- Lawsonham: Insurance costs 37.50% less
- Leonidas: Insurance costs 29.05% less
- Leoville: Insurance costs 29.18% less