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Get Cheap Car Insurance in Rumford, ME
We monitor insurance prices, helping the average driver in Rumford save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Rumford
The chart below shows the cheapest car insurance company in Rumford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Rumford Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of Rumford Driver
Based on our extensive insurance data, we know the average Rumford driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $237 per year by choosing the right vehicle insurance company. Some Rumford residents are paying out over $969 extra every year for auto insurance in Rumford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rumford, ME Savings / Yr. |
|---|---|
$237 |
|
$336 |
|
$304 |
|
$309 |
|
$985 |
|
$205 |
|
$432 |
Rumford Car Insurance vs. Maine
People living in Rumford pay an average of 2.48% more than the typical driver in the state. The average driver in Rumford can expect to pay about $540 per year, or $969 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Rumford for most people.
Car Insurance Prices by Rumford Neighborhood
Insurance Prices
Where is insurance cheapest within Rumford?
The map shows insurance prices in and around Rumford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $54 per year within the city boundaries, with insurance premiums ranging from a high of $998 to a low of $944. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of Rumford.Pick the Best Car Insurance Company for You in Rumford
The best car insurance provider for most drivers in Rumford
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $237 over the average Rumford car insurance company.
The best car insurance provider for Rumford drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $336 over the competition.
The best car insurance company for Rumford drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $304 better than other car insurance companies.
The best auto insurance for Rumford drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $309 less each year.
The least expensive car insurance company for new and young drivers in Rumford
In Rumford, Concord Group Insurance costs young drivers $985 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rumford
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $205 saved each year compared to an average Rumford couple's premiums.
The cheapest car insurance in Rumford for drivers with bad credit
The best Rumford car insurance company for customer service
Recent price drops
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The cheapest large national provider in Rumford
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Rumford driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rumford, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Rumford
What Influences the Cost of Car Insurance in Rumford?
On average, car insurance in Rumford is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rumford are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Rumford is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Rumford is $45 per month for minimum coverage and $81 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mexico: Insurance costs 0.52% less
- Peru: Insurance costs 1.14% less
- Frye: Insurance costs 1.34% less
- Dixfield: Insurance costs 1.24% less
- Hanover: Insurance costs 1.14% less
- East Andover: Insurance costs 0.52% less
- Roxbury: Insurance costs 1.34% less
- Rumford Corner: Insurance costs 0.93% more
- East Peru: Insurance costs 0.41% less
- South Andover: Insurance costs 0.41% less
Cities with Similar Populations
- Marietta: Insurance costs 64.60% more
- Post: Insurance costs 83.90% more
- Porter: Insurance costs 24.25% more
- Port Monmouth: Insurance costs 82.04% more
- Mingo Junction: Insurance costs 13.42% more
- Minersville: Insurance costs 38.18% more
- Minden: Insurance costs 106.30% more
- Marlin: Insurance costs 85.76% more
- Marlborough: Insurance costs 91.95% more
- Marion: Insurance costs 69.76% more