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Get Cheap Car Insurance in Rutland, VT
We monitor insurance prices, helping the average driver in Rutland save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Rutland
The chart below shows the cheapest car insurance company in Rutland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.
| Rutland Insurer | Monthly Cost |
|---|---|
| Kemper | $33 |
| State Farm | $39 |
| Safeco Insurance | $44 |
| Concord Group Insurance | $49 |
Savings for Every Kind of Rutland Driver
Based on our extensive insurance data, we know the average Rutland driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $305 per year by choosing the right vehicle insurance company. Some Rutland residents are paying out over $1,200 extra every year for auto insurance in Rutland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rutland, VT Savings / Yr. |
|---|---|
$305 |
|
$570 |
|
$363 |
|
$557 |
|
$1,100 |
|
$310 |
|
$535 |
Rutland Car Insurance vs. Vermont
People living in Rutland pay an average of 1.61% less than the typical driver in the state. The average driver in Rutland can expect to pay about $660 per year, or $1,200 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Rutland for most people.
Car Insurance Prices by Rutland Neighborhood
Insurance Prices
Where is insurance cheapest within Rutland?
The map shows insurance prices in and around Rutland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $77 per year within the city boundaries, with insurance premiums ranging from a high of $1,233 to a low of $1,156. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Rutland.Pick the Best Car Insurance Company for You in Rutland
The best car insurance provider for most drivers in Rutland
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $305 over the average Rutland car insurance company.
The best car insurance provider for Rutland drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $570 over the competition.
The best car insurance company for Rutland drivers with speeding tickets
>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $363 better than other car insurance companies.
The best auto insurance for Rutland drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $557 less each year.
The least expensive car insurance company for new and young drivers in Rutland
In Rutland, Concord Group Insurance costs young drivers $1,100 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rutland
State Farm gave the largest car insurance discounts to married couples, averaging $310 saved each year compared to an average Rutland couple's premiums.
The cheapest car insurance in Rutland for drivers with bad credit
The best Rutland car insurance company for customer service
Recent price drops
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The cheapest large national provider in Rutland
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Rutland driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rutland, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.Auto Insurance Prices in and Around Rutland
What Influences the Cost of Car Insurance in Rutland?
On average, car insurance in Rutland is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Rutland is 22 minutes, which is far less than average for a driver in the state.
- Vermont state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rutland are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Rutland is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Rutland is $55 per month for minimum coverage and $100 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Center Rutland: Insurance costs 0.25% less
- North Clarendon: Insurance costs 3.67% less
- Proctor: Insurance costs 2.42% less
- West Rutland: Insurance costs 4.25% less
- Mendon: Insurance costs 2.58% less
- Chittenden: Insurance costs 3.17% less
- Pittsford: Insurance costs 2.83% less
- Florence: Insurance costs 2.08% less
- East Clarendon: Insurance costs 3.83% less
- Cuttingsville: Insurance costs 3.75% less
Cities with Similar Populations
- Ashland: Insurance costs 32.50% more
- North Canton: Insurance costs 10.92% less
- Okatie: Insurance costs 33.33% more
- Odessa: Insurance costs 131.75% more
- Norwood: Insurance costs 3.83% less
- Norton: Insurance costs 31.08% more
- Northfield: Insurance costs 7.67% less
- North Wilkesboro: Insurance costs 1.25% more
- North Vernon: Insurance costs 1.00% less
- North Palm Beach: Insurance costs 135.83% more