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Get Cheap Car Insurance in Salsbury Cove, ME

We monitor insurance prices, helping the average driver in Salsbury Cove save up to 31.9% on car insurance.

 

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The Cheapest Minimum Coverage in Salsbury Cove

The chart below shows the cheapest car insurance company in Salsbury Cove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.

 
Salsbury Cove Insurer Monthly Cost
State Farm $37
Geico $38
Concord Group Insurance $41
Kemper $41

Savings for Every Kind of Salsbury Cove Driver

The table shows how much the average auto insurance customer in Salsbury Cove might save by following our recommendations.

Based on our extensive insurance data, we know the average Salsbury Cove driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $231 per year by choosing the right vehicle insurance company. Some Salsbury Cove residents are paying out over $945 extra every year for auto insurance in Salsbury Cove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Salsbury Cove Car Insurance vs. Maine

People living in Salsbury Cove pay an average of 0.11% less than the typical driver in the state. The average driver in Salsbury Cove can expect to pay about $526 per year, or $945 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in Salsbury Cove for most people.

Car Insurance Prices by Salsbury Cove Neighborhood

Salsbury Cove, ME map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Salsbury Cove?

The map shows insurance prices in and around Salsbury Cove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $20 per year within the city boundaries, with insurance premiums ranging from a high of $945 to a low of $925. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Salsbury Cove.

Pick the Best Car Insurance Company for You in Salsbury Cove

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Salsbury Cove insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Salsbury Cove

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $231 over the average Salsbury Cove car insurance company.

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We use the average good driver, paying $60 per month, as our baseline for pricing in Salsbury Cove. Travelers, Concord Group Insurance, and Kemper are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Salsbury Cove drivers with accidents on their records

In Salsbury Cove getting into an accident will raise premiums an average 32% for a yearly cost of $1,391. That's $446 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Concord Group Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $328 over the competition.

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The best car insurance company for Salsbury Cove drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $297 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Salsbury Cove, tickets raise premiums on new quotes about $253. If you have a speeding ticket, we recommend State Farm, Geico, and Concord Group Insurance for savings that beat the average insurance cost of $1,198 per year.

The best auto insurance for Salsbury Cove drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,394 per year in auto insurance premiums, which was $449 more than a driver with no major issues. State Farm, Progressive, and Concord Group Insurance penalized their customers the least for a DUI.

Getting a quote from Concord Group Insurance may cost the average person with a DUI about $302 less each year.

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The least expensive car insurance company for new and young drivers in Salsbury Cove

In Salsbury Cove, Concord Group Insurance costs young drivers $960 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Salsbury Cove. With an average cost of $3,007 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Concord Group Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Salsbury Cove

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $82. State Farm, Geico, and Concord Group Insurance provided the largest discounts to couples living in Salsbury Cove.

Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $200 saved each year compared to an average Salsbury Cove couple's premiums.

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The cheapest car insurance in Salsbury Cove for drivers with bad credit

People with poor credit saved an average of $422 with Concord Group Insurance.

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Many people are surprised that their poor credit score can cost them an average of $675 every year. Premiums for people with poor credit were about $1,620 in Salsbury Cove. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Travelers, and Concord Group Insurance.

The best Salsbury Cove car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Salsbury Cove, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Salsbury Cove.

Nationwide was the best company for customer service in Salsbury Cove according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Salsbury Cove, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Salsbury Cove. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Salsbury Cove

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 11% of Salsbury Cove residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Salsbury Cove driver can expect to pay about $60 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Salsbury Cove, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.
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Auto Insurance Prices in and Around Salsbury Cove

What Influences the Cost of Car Insurance in Salsbury Cove?

On average, car insurance in Salsbury Cove is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Salsbury Cove is 20 minutes, which is far less than average for a driver in the state.
  • Maine state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Salsbury Cove are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
  • Salsbury Cove is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Salsbury Cove is $44 per month for minimum coverage and $79 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

  • Sunrise: Insurance costs 77.88% more
  • Dixon: Insurance costs 11.32% more
  • Dola: Insurance costs 13.02% more
  • Dora: Insurance costs 71.75% more
  • Downer: Insurance costs 67.62% more
  • Drane: Insurance costs 71.85% more
  • Dundee: Insurance costs 28.99% more
  • Ebony: Insurance costs 27.62% more
  • St. Johns Park: Insurance costs 151.43% more
  • Subligna: Insurance costs 82.43% more
* Who is the average Salsbury Cove driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Salsbury Cove with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.