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Get Cheap Car Insurance in San Antonio, MO
We monitor insurance prices, helping the average driver in San Antonio save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in San Antonio
The chart below shows the cheapest car insurance company in San Antonio for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| San Antonio Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Travelers | $66 |
| Safeco Insurance | $67 |
| Clearcover | $72 |
Savings for Every Kind of San Antonio Driver
Based on our extensive insurance data, we know the average San Antonio driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $467 per year by choosing the right vehicle insurance company. Some San Antonio residents are paying out over $1,730 extra every year for auto insurance in San Antonio. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
San Antonio, MO Savings / Yr. |
|---|---|
$467 |
|
$651 |
|
$596 |
|
$667 |
|
$1,406 |
|
$363 |
|
$557 |
San Antonio Car Insurance vs. Missouri
People living in San Antonio pay an average of 3.93% less than the typical driver in the state. The average driver in San Antonio can expect to pay about $1,065 per year, or $1,730 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in San Antonio for most people.
Car Insurance Prices by San Antonio Neighborhood
Insurance Prices
Where is insurance cheapest within San Antonio?
The map shows insurance prices in and around San Antonio, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,730 to a low of $1,730. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of San Antonio.Pick the Best Car Insurance Company for You in San Antonio
The best car insurance provider for most drivers in San Antonio
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $467 over the average San Antonio car insurance company.
The best car insurance provider for San Antonio drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $651 over the competition.
The best car insurance company for San Antonio drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $596 better than other car insurance companies.
The best auto insurance for San Antonio drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $667 less each year.
The least expensive car insurance company for new and young drivers in San Antonio
In San Antonio, Travelers costs young drivers $1,406 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in San Antonio
State Farm gave the largest car insurance discounts to married couples, averaging $363 saved each year compared to an average San Antonio couple's premiums.
The cheapest car insurance in San Antonio for drivers with bad credit
The best San Antonio car insurance company for customer service
Nationwide was the best company for customer service in San Antonio according to the NAIC.
Recent price drops
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The cheapest large national provider in San Antonio
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average San Antonio driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In San Antonio, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around San Antonio
What Influences the Cost of Car Insurance in San Antonio?
On average, car insurance in San Antonio is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in San Antonio is 24 minutes, which is far less than average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in San Antonio are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- San Antonio has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in San Antonio is $89 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Easton: Insurance costs 0.17% more
- Hurlingen: Insurance costs 0.46% less
- Cosby: Insurance costs 1.45% less
- St. Joseph: Insurance costs 1.85% more
- Country Club: Insurance costs 1.91% more
- Clarksdale: Insurance costs 0.06% more
- Agency: Insurance costs 1.33% more
- Elwood: Insurance costs 8.90% less
- Rochester: Insurance costs 0.64% more
- Helena: Insurance costs 0.64% more
Cities with Similar Populations
- Gunnison: Insurance costs 1.16% more
- Sublime: Insurance costs 7.51% less
- Harborside: Insurance costs 44.16% less
- Hannastown: Insurance costs 22.02% less
- Hanna: Insurance costs 13.99% less
- Hamburg: Insurance costs 83.01% more
- Hale: Insurance costs 5.38% less
- Hader: Insurance costs 9.36% less
- Hacoda: Insurance costs 16.76% less
- Hackett: Insurance costs 8.15% less