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Get Cheap Car Insurance in San Carlos, AZ
We monitor insurance prices, helping the average driver in San Carlos save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in San Carlos
The chart below shows the cheapest car insurance company in San Carlos for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| San Carlos Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| State Farm | $60 |
| Mile Auto | $76 |
| MetLife | $76 |
Savings for Every Kind of San Carlos Driver
Based on our extensive insurance data, we know the average San Carlos driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $676 per year by choosing the right vehicle insurance company. Some San Carlos residents are paying out over $1,749 extra every year for auto insurance in San Carlos. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
San Carlos, AZ Savings / Yr. |
|---|---|
$676 |
|
$601 |
|
$365 |
|
$614 |
|
$1,949 |
|
$344 |
|
$966 |
San Carlos Car Insurance vs. Arizona
People living in San Carlos pay an average of 3.58% less than the typical driver in the state. The average driver in San Carlos can expect to pay about $922 per year, or $1,749 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in San Carlos for most people.
Car Insurance Prices by San Carlos Neighborhood
Insurance Prices
Where is insurance cheapest within San Carlos?
The map shows insurance prices in and around San Carlos, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $76 per year within the city boundaries, with insurance premiums ranging from a high of $1,774 to a low of $1,698. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of San Carlos.Pick the Best Car Insurance Company for You in San Carlos
The best car insurance provider for most drivers in San Carlos
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $676 over the average San Carlos car insurance company.
The best car insurance provider for San Carlos drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $601 over the competition.
The best car insurance company for San Carlos drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $365 better than other car insurance companies.
The best auto insurance for San Carlos drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $614 less each year.
The least expensive car insurance company for new and young drivers in San Carlos
In San Carlos, Geico costs young drivers $1,949 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in San Carlos
State Farm gave the largest car insurance discounts to married couples, averaging $344 saved each year compared to an average San Carlos couple's premiums.
The cheapest car insurance in San Carlos for drivers with bad credit
The best San Carlos car insurance company for customer service
Nationwide was the best company for customer service in San Carlos according to the NAIC.
Recent price drops
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The cheapest large national provider in San Carlos
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average San Carlos driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In San Carlos, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around San Carlos
What Influences the Cost of Car Insurance in San Carlos?
On average, car insurance in San Carlos is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in San Carlos is 27 minutes, which is a little less than average for a driver in the state.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in San Carlos are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- San Carlos has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in San Carlos is $77 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Peridot: Insurance costs 1.26% less
- Little Acres: Insurance costs 3.43% less
- Globe: Insurance costs 2.57% less
- Calva: Insurance costs 3.03% less
- Midland City: Insurance costs 6.12% less
- Claypool: Insurance costs 4.12% less
- Miami: Insurance costs 0.97% less
- Top-of-the-World: Insurance costs 4.75% less
- Superior: Insurance costs 8.69% more
- Queen Valley: Insurance costs 1.94% less
Cities with Similar Populations
- Lake Delton: Insurance costs 35.79% less
- Lakebay: Insurance costs 17.78% less
- Lake Tansi: Insurance costs 25.79% less
- Lake Placid: Insurance costs 16.92% more
- Lake Park: Insurance costs 26.19% less
- Lake Panasoffkee: Insurance costs 38.19% more
- Lake Ozark: Insurance costs 1.09% more
- Lake Odessa: Insurance costs 60.78% more
- Lake Norman of Catawba: Insurance costs 29.10% less
- Lake Montezuma: Insurance costs 1.37% more