Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in San Patricio, NM
We monitor insurance prices, helping the average driver in San Patricio save up to 31.4% on car insurance.
The Cheapest Minimum Coverage in San Patricio
The chart below shows the cheapest car insurance company in San Patricio for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Gainsco, and Geico.
| San Patricio Insurer | Monthly Cost |
|---|---|
| State Farm | $43 |
| Farm Bureau | $51 |
| Gainsco | $55 |
| Geico | $58 |
Savings for Every Kind of San Patricio Driver
Based on our extensive insurance data, we know the average San Patricio driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $314 per year by choosing the right vehicle insurance company. Some San Patricio residents are paying out over $1,408 extra every year for auto insurance in San Patricio. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
San Patricio, NM Savings / Yr. |
|---|---|
$314 |
|
$712 |
|
$539 |
|
$619 |
|
$1,364 |
|
$389 |
|
$387 |
San Patricio Car Insurance vs. New Mexico
People living in San Patricio pay an average of 6.29% less than the typical driver in the state. The average driver in San Patricio can expect to pay about $727 per year, or $1,408 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in San Patricio for most people.
Car Insurance Prices by San Patricio Neighborhood
Insurance Prices
Where is insurance cheapest within San Patricio?
The map shows insurance prices in and around San Patricio, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,408 to a low of $1,408. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of San Patricio.Pick the Best Car Insurance Company for You in San Patricio
The best car insurance provider for most drivers in San Patricio
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $314 over the average San Patricio car insurance company.
The best car insurance provider for San Patricio drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $712 over the competition.
The best car insurance company for San Patricio drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $539 better than other car insurance companies.
The best auto insurance for San Patricio drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $619 less each year.
The least expensive car insurance company for new and young drivers in San Patricio
In San Patricio, State Farm costs young drivers $1,364 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in San Patricio
State Farm gave the largest car insurance discounts to married couples, averaging $389 saved each year compared to an average San Patricio couple's premiums.
The cheapest car insurance in San Patricio for drivers with bad credit
The best San Patricio car insurance company for customer service
Nationwide was the best company for customer service in San Patricio according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in San Patricio, which was better than other insurers.
The cheapest large national provider in San Patricio
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average San Patricio driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In San Patricio, USAA has the best prices for young drivers, drivers with accidents, good drivers, married couples, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around San Patricio
What Influences the Cost of Car Insurance in San Patricio?
On average, car insurance in San Patricio is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in San Patricio is 35 minutes, which is about the national average for a driver in the state.
- New Mexico state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in San Patricio are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- San Patricio has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in San Patricio is $61 per month for minimum coverage and $117 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hondo: Insurance costs 0.07% more
- Lincoln: Insurance costs 1.21% more
- Glencoe: Insurance costs the same
- Fort Stanton: Insurance costs 1.14% more
- Ruidoso Downs: Insurance costs 1.56% more
- Alto: Insurance costs 0.07% less
- Capitan: Insurance costs 3.13% more
- Ruidoso: Insurance costs 0.50% more
- Picacho: Insurance costs 0.07% less
- Sierra Vista: Insurance costs 0.07% more
Cities with Similar Populations
- Sturgeon: Insurance costs 1.99% less
- Coxville: Insurance costs 4.83% less
- Cranks: Insurance costs 63.21% more
- Crook: Insurance costs 33.52% more
- Cross Keys: Insurance costs 4.83% less
- Culver: Insurance costs 19.18% less
- Cumbola: Insurance costs 3.20% less
- Curriers: Insurance costs 58.17% more
- Custer City: Insurance costs 5.68% less
- Cutter: Insurance costs 15.70% less