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Get Cheap Car Insurance in San Ysidro, CA
We monitor insurance prices, helping the average driver in San Ysidro save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in San Ysidro
The chart below shows the cheapest car insurance company in San Ysidro for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| San Ysidro Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $60 |
| Progressive | $65 |
| Travelers | $67 |
Savings for Every Kind of San Ysidro Driver
Based on our extensive insurance data, we know the average San Ysidro driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $682 per year by choosing the right vehicle insurance company. Some San Ysidro residents are paying out over $2,133 extra every year for auto insurance in San Ysidro. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
San Ysidro, CA Savings / Yr. |
|---|---|
$682 |
|
$1,249 |
|
$988 |
|
$1,736 |
|
$891 |
|
$387 |
|
$0 |
San Ysidro Car Insurance vs. California
People living in San Ysidro pay an average of 6.23% more than the typical driver in the state. The average driver in San Ysidro can expect to pay about $999 per year, or $2,133 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in San Ysidro for most people.
Car Insurance Prices by San Ysidro Neighborhood
Insurance Prices
Where is insurance cheapest within San Ysidro?
The map shows insurance prices in and around San Ysidro, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $266 per year within the city boundaries, with insurance premiums ranging from a high of $2,217 to a low of $1,951. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of San Ysidro.Pick the Best Car Insurance Company for You in San Ysidro
The best car insurance provider for most drivers in San Ysidro
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $682 over the average San Ysidro car insurance company.
The best car insurance provider for San Ysidro drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,249 over the competition.
The best car insurance company for San Ysidro drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $988 better than other car insurance companies.
The best auto insurance for San Ysidro drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,736 less each year.
The least expensive car insurance company for new and young drivers in San Ysidro
In San Ysidro, State Farm costs young drivers $891 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in San Ysidro
Progressive gave the largest car insurance discounts to married couples, averaging $387 saved each year compared to an average San Ysidro couple's premiums.
The cheapest car insurance in San Ysidro for drivers with bad credit
The best San Ysidro car insurance company for customer service
Nationwide was the best company for customer service in San Ysidro according to the NAIC.
Recent price drops
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The cheapest large national provider in San Ysidro
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average San Ysidro driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In San Ysidro, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around San Ysidro
What Influences the Cost of Car Insurance in San Ysidro?
On average, car insurance in San Ysidro is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in San Ysidro is 35 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in San Ysidro are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- San Ysidro is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in San Ysidro is $83 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Imperial Beach: Insurance costs 3.56% less
- Chula Vista: Insurance costs 4.74% less
- Bonita: Insurance costs 5.20% less
- National City: Insurance costs 1.50% less
- Coronado: Insurance costs 8.81% less
- Dulzura: Insurance costs 5.53% less
- Tecate: Insurance costs 13.69% less
- Potrero: Insurance costs 13.60% less
- Canyon City: Insurance costs 12.66% less
- Cameron Corners: Insurance costs 9.56% less
Cities with Similar Populations
- McMinnville: Insurance costs 36.90% less
- Riverhead: Insurance costs 23.11% more
- Ridgecrest: Insurance costs 10.97% less
- Reedley: Insurance costs 2.02% less
- Raytown: Insurance costs 6.28% less
- Poulsbo: Insurance costs 32.91% less
- Poplar Bluff: Insurance costs 15.80% less
- Ponchatoula: Insurance costs 48.20% more
- Ponca City: Insurance costs 20.63% less
- Piedmont: Insurance costs 24.00% less