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Get Cheap Car Insurance in Scioto Mills, IL
We monitor insurance prices, helping the average driver in Scioto Mills save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Scioto Mills
The chart below shows the cheapest car insurance company in Scioto Mills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Scioto Mills Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Country Financial | $48 |
| Metromile | $53 |
| American Family Insurance | $57 |
Savings for Every Kind of Scioto Mills Driver
Based on our extensive insurance data, we know the average Scioto Mills driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $310 per year by choosing the right vehicle insurance company. Some Scioto Mills residents are paying out over $1,327 extra every year for auto insurance in Scioto Mills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Scioto Mills, IL Savings / Yr. |
|---|---|
$310 |
|
$583 |
|
$466 |
|
$489 |
|
$1,205 |
|
$347 |
|
$445 |
Scioto Mills Car Insurance vs. Illinois
People living in Scioto Mills pay an average of 12.17% less than the typical driver in the state. The average driver in Scioto Mills can expect to pay about $788 per year, or $1,327 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Scioto Mills for most people.
Car Insurance Prices by Scioto Mills Neighborhood
Insurance Prices
Where is insurance cheapest within Scioto Mills?
The map shows insurance prices in and around Scioto Mills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $19 per year within the city boundaries, with insurance premiums ranging from a high of $1,337 to a low of $1,318. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Scioto Mills.Pick the Best Car Insurance Company for You in Scioto Mills
The best car insurance provider for most drivers in Scioto Mills
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $310 over the average Scioto Mills car insurance company.
The best car insurance provider for Scioto Mills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $583 over the competition.
The best car insurance company for Scioto Mills drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $466 better than other car insurance companies.
The best auto insurance for Scioto Mills drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $489 less each year.
The least expensive car insurance company for new and young drivers in Scioto Mills
In Scioto Mills, State Farm costs young drivers $1,205 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Scioto Mills
State Farm gave the largest car insurance discounts to married couples, averaging $347 saved each year compared to an average Scioto Mills couple's premiums.
The cheapest car insurance in Scioto Mills for drivers with bad credit
The best Scioto Mills car insurance company for customer service
Nationwide was the best company for customer service in Scioto Mills according to the NAIC.
Recent price drops
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The cheapest large national provider in Scioto Mills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Scioto Mills driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Scioto Mills, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Scioto Mills
What Influences the Cost of Car Insurance in Scioto Mills?
On average, car insurance in Scioto Mills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Scioto Mills is 31 minutes, which is about the national average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Scioto Mills are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Scioto Mills is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Scioto Mills is $66 per month for minimum coverage and $111 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Red Oak: Insurance costs 0.45% more
- Cedarville: Insurance costs 0.30% more
- Eleroy: Insurance costs 1.21% more
- Freeport: Insurance costs 11.15% more
- Buena Vista: Insurance costs 1.66% more
- Mc Connell: Insurance costs 0.60% more
- Lena: Insurance costs 2.94% more
- Dakota: Insurance costs 0.08% less
- Florence: Insurance costs 1.81% more
- Winneshiek: Insurance costs 1.73% more
Cities with Similar Populations
- Goodrich: Insurance costs 18.01% more
- Wichert: Insurance costs 3.01% more
- Wick: Insurance costs 16.58% more
- Widen: Insurance costs 16.43% more
- Wightman: Insurance costs 9.12% less
- Wildwood: Insurance costs 37.98% more
- Wileyville: Insurance costs 53.96% more
- Wilgus: Insurance costs 5.35% more
- Willard: Insurance costs 11.38% more
- Willet: Insurance costs 27.35% more