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Get Cheap Car Insurance in Scituate, MA
We monitor insurance prices, helping the average driver in Scituate save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Scituate
The chart below shows the cheapest car insurance company in Scituate for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Scituate Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $41 |
| Geico | $44 |
| Midvale Home & Auto | $52 |
| Travelers | $65 |
Savings for Every Kind of Scituate Driver
Based on our extensive insurance data, we know the average Scituate driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $563 per year by choosing the right vehicle insurance company. Some Scituate residents are paying out over $1,646 extra every year for auto insurance in Scituate. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Scituate, MA Savings / Yr. |
|---|---|
$563 |
|
$837 |
|
$696 |
|
$924 |
|
$2,038 |
|
$0 |
|
$0 |
Scituate Car Insurance vs. Massachusetts
People living in Scituate pay an average of 5.96% more than the typical driver in the state. The average driver in Scituate can expect to pay about $707 per year, or $1,646 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Scituate for most people.
Car Insurance Prices by Scituate Neighborhood
Insurance Prices
Where is insurance cheapest within Scituate?
The map shows insurance prices in and around Scituate, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $221 per year within the city boundaries, with insurance premiums ranging from a high of $1,742 to a low of $1,521. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of Scituate.Pick the Best Car Insurance Company for You in Scituate
The best car insurance provider for most drivers in Scituate
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $563 over the average Scituate car insurance company.
The best car insurance provider for Scituate drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $837 over the competition.
The best car insurance company for Scituate drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $696 better than other car insurance companies.
The best auto insurance for Scituate drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $924 less each year.
The least expensive car insurance company for new and young drivers in Scituate
In Scituate, State Farm costs young drivers $2,038 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Scituate
The cheapest car insurance in Scituate for drivers with bad credit
The best Scituate car insurance company for customer service
Recent price drops
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The cheapest large national provider in Scituate
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Scituate driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Scituate, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Scituate
What Influences the Cost of Car Insurance in Scituate?
On average, car insurance in Scituate is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Scituate is 47 minutes, which is far more than average for a driver in the state.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Scituate is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Scituate is $59 per month for minimum coverage and $137 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Scituate: Insurance costs 0.12% more
- Rivermoor: Insurance costs 2.55% less
- Marshfield Hills: Insurance costs 3.46% less
- Cohasset: Insurance costs 0.79% more
- Humarock: Insurance costs 4.50% less
- Norwell: Insurance costs 2.67% less
- Standish: Insurance costs 4.50% less
- Black Rock: Insurance costs 6.01% more
- South Hingham: Insurance costs 1.58% less
- Marshfield: Insurance costs 0.36% less
Cities with Similar Populations
- Havana: Insurance costs 51.09% more
- Signal Hill: Insurance costs 40.10% more
- Sierra Madre: Insurance costs 34.99% more
- Sheboygan Falls: Insurance costs 37.06% less
- Hope: Insurance costs 3.95% more
- Holtsville: Insurance costs 60.27% more
- Hellertown: Insurance costs 15.07% less
- Hebron: Insurance costs 11.24% more
- Hebron: Insurance costs 27.40% less
- Heber Springs: Insurance costs 0.18% less