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Get Cheap Car Insurance in Scott, LA
We monitor insurance prices, helping the average driver in Scott save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Scott
The chart below shows the cheapest car insurance company in Scott for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Scott Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $119 |
| State Farm | $140 |
| Safeco Insurance | $141 |
| Clearcover | $157 |
Savings for Every Kind of Scott Driver
Based on our extensive insurance data, we know the average Scott driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $910 per year by choosing the right vehicle insurance company. Some Scott residents are paying out over $3,272 extra every year for auto insurance in Scott. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Scott, LA Savings / Yr. |
|---|---|
$910 |
|
$1,596 |
|
$1,136 |
|
$1,714 |
|
$2,718 |
|
$844 |
|
$1,451 |
Scott Car Insurance vs. Louisiana
People living in Scott pay an average of 8.60% more than the typical driver in the state. The average driver in Scott can expect to pay about $2,070 per year, or $3,272 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Scott for most people.
Car Insurance Prices by Scott Neighborhood
Insurance Prices
Where is insurance cheapest within Scott?
The map shows insurance prices in and around Scott, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $581 per year within the city boundaries, with insurance premiums ranging from a high of $3,552 to a low of $2,971. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Scott.Pick the Best Car Insurance Company for You in Scott
The best car insurance provider for most drivers in Scott
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $910 over the average Scott car insurance company.
The best car insurance provider for Scott drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,596 over the competition.
The best car insurance company for Scott drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,136 better than other car insurance companies.
The best auto insurance for Scott drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,714 less each year.
The least expensive car insurance company for new and young drivers in Scott
In Scott, Farm Bureau costs young drivers $2,718 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Scott
Farm Bureau gave the largest car insurance discounts to married couples, averaging $844 saved each year compared to an average Scott couple's premiums.
The cheapest car insurance in Scott for drivers with bad credit
The best Scott car insurance company for customer service
Recent price drops
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The cheapest large national provider in Scott
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Scott driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Scott, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Scott
What Influences the Cost of Car Insurance in Scott?
On average, car insurance in Scott is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Scott are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Scott is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Scott is $173 per month for minimum coverage and $273 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ossun: Insurance costs 9.20% less
- Duson: Insurance costs 6.39% less
- Lafayette: Insurance costs 1.96% less
- Carencro: Insurance costs 0.86% less
- Cankton: Insurance costs 4.55% less
- Ridge: Insurance costs 6.75% less
- Mire: Insurance costs 6.54% less
- Higginbotham: Insurance costs 6.02% less
- Rayne: Insurance costs 3.15% less
- Broussard: Insurance costs 6.51% less
Cities with Similar Populations
- Labelle: Insurance costs 23.96% less
- North Dartmouth: Insurance costs 50.03% less
- New Milford: Insurance costs 37.32% less
- New Hyde Park: Insurance costs 8.53% less
- Myrtle Grove: Insurance costs 21.49% less
- Mount Sterling: Insurance costs 35.09% less
- Morehead: Insurance costs 33.44% less
- Monmouth Junction: Insurance costs 42.45% less
- Livingston: Insurance costs 36.67% less
- Lemay: Insurance costs 39.39% less