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Get Cheap Car Insurance in Scottsville, NY
We monitor insurance prices, helping the average driver in Scottsville save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Scottsville
The chart below shows the cheapest car insurance company in Scottsville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Scottsville Insurer | Monthly Cost |
|---|---|
| Kemper | $78 |
| Plymouth Rock Assurance | $103 |
| Safeco Insurance | $111 |
| Geico | $116 |
Savings for Every Kind of Scottsville Driver
Based on our extensive insurance data, we know the average Scottsville driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $630 per year by choosing the right vehicle insurance company. Some Scottsville residents are paying out over $2,112 extra every year for auto insurance in Scottsville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Scottsville, NY Savings / Yr. |
|---|---|
$630 |
|
$402 |
|
$802 |
|
$812 |
|
$1,989 |
|
$666 |
|
$1,060 |
Scottsville Car Insurance vs. New York
People living in Scottsville pay an average of 12.89% less than the typical driver in the state. The average driver in Scottsville can expect to pay about $1,532 per year, or $2,112 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Scottsville for most people.
Car Insurance Prices by Scottsville Neighborhood
Insurance Prices
Where is insurance cheapest within Scottsville?
The map shows insurance prices in and around Scottsville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $468 per year within the city boundaries, with insurance premiums ranging from a high of $2,467 to a low of $1,999. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Scottsville.Pick the Best Car Insurance Company for You in Scottsville
The best car insurance provider for most drivers in Scottsville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $630 over the average Scottsville car insurance company.
The best car insurance provider for Scottsville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $402 over the competition.
The best car insurance company for Scottsville drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $802 better than other car insurance companies.
The best auto insurance for Scottsville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $812 less each year.
The least expensive car insurance company for new and young drivers in Scottsville
In Scottsville, Progressive costs young drivers $1,989 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Scottsville
Progressive gave the largest car insurance discounts to married couples, averaging $666 saved each year compared to an average Scottsville couple's premiums.
The cheapest car insurance in Scottsville for drivers with bad credit
The best Scottsville car insurance company for customer service
Nationwide was the best company for customer service in Scottsville according to the NAIC.
Recent price drops
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The cheapest large national provider in Scottsville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Scottsville driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Scottsville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Scottsville
What Influences the Cost of Car Insurance in Scottsville?
On average, car insurance in Scottsville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Scottsville is 25 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 19 to 20 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Scottsville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Scottsville has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Scottsville is $128 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Garbutt: Insurance costs 4.69% less
- West Henrietta: Insurance costs 0.47% more
- South Chili: Insurance costs 0.09% more
- Clifton: Insurance costs 11.03% more
- Rush: Insurance costs 0.05% more
- West Rush: Insurance costs 5.30% less
- North Chili: Insurance costs 4.64% more
- Mumford: Insurance costs 4.31% less
- Churchville: Insurance costs 2.79% more
- Canawaugus: Insurance costs 2.65% less
Cities with Similar Populations
- Hometown: Insurance costs 21.64% less
- Jefferson: Insurance costs 20.27% less
- Jacksonville: Insurance costs 34.85% less
- Isle Of Palms: Insurance costs 23.34% less
- Hopewell: Insurance costs 19.60% less
- Hope: Insurance costs 3.65% more
- Hoosick Falls: Insurance costs 2.94% more
- Hoopeston: Insurance costs 30.49% less
- Hooks: Insurance costs 21.92% less
- Honokaa: Insurance costs 32.15% less